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    <MASTER_PAD_VERSION_INFO>
        <MASTER_PAD_EDITOR>CMS</MASTER_PAD_EDITOR>
        <MASTER_PAD_INFO>Portable Application Description, or PAD for short, is a data set that is used by shareware authors to dissemminate information to anyone interested in their software products. To find out more go to http://www.asp-shareware.org/pad</MASTER_PAD_INFO>
        <MASTER_PAD_VERSION>4.0</MASTER_PAD_VERSION>
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    <Company_Info>
        <Company_Name>ashampoo GmbH &amp; Co. KG</Company_Name>
        <Address_1>Schafjückenweg 2</Address_1>
        <Address_2>//CRASH Building</Address_2>
        <City_Town>26180 Rastede</City_Town>
        <State_Province/>
        <Zip_Postal_Code/>
        <Country>Germany</Country>
        <Company_WebSite_URL>https://www.ashampoo.com</Company_WebSite_URL>
        <Contact_Info>
            <Author_First_Name>Ashampoo</Author_First_Name>
            <Author_Last_Name>Ashampoo</Author_Last_Name>
            <Author_Email>info@ashampoo.com</Author_Email>
            <Contact_First_Name>Angela</Contact_First_Name>
            <Contact_Last_Name>Woisch</Contact_Last_Name>
            <Contact_Email>aw@ashampoo.com</Contact_Email>
        </Contact_Info>
        <Support_Info>
            <Sales_Email>info@ashampoo.com</Sales_Email>
            <Support_Email>support@ashampoo.com</Support_Email>
            <General_Email>info@ashampoo.com</General_Email>
            <Sales_Phone/>
            <Support_Phone/>
            <General_Phone>++49 +4402 9739-200</General_Phone>
            <Fax_Phone>++49 +4402 9739-409</Fax_Phone>
        </Support_Info>
        <CompanyStorePage>https://www.ashampoo.com/marketplace</CompanyStorePage>
        <FacebookCompanyPage>https://www.facebook.com/Ashampoo</FacebookCompanyPage>
        <TwitterCompanyPage>https://twitter.com/ashampoo</TwitterCompanyPage>
        <LinkedinPage>https://de.linkedin.com/company/ashampoo-gmbh-&amp;-co.-kg</LinkedinPage>
        <PublisherID/>
    </Company_Info>
    <Program_Info>
        <Program_Name>Ashampoo Money</Program_Name>
        <Program_Version>25.1.0</Program_Version>
        <Program_Release_Month>09</Program_Release_Month>
        <Program_Release_Day>18</Program_Release_Day>
        <Program_Release_Year>2025</Program_Release_Year>
        <Program_Cost_Dollars>0.00</Program_Cost_Dollars>
        <Program_Cost_Other_Code>EUR</Program_Cost_Other_Code>
        <Program_Cost_Other>0.00</Program_Cost_Other>
        <Program_Type>Freeware</Program_Type>
        <Program_Release_Status>Major Update</Program_Release_Status>
        <Program_Install_Support>Install and Uninstall</Program_Install_Support>
        <Program_Target_Platform>Windows</Program_Target_Platform>
        <Program_OS_Support>WinOther</Program_OS_Support>
        <Program_Language>Czech, English, Finnish, French, German, Italian, Norwegian, Polish, Portuguese, Spanish, Turkish</Program_Language>
        <Program_Change_Info></Program_Change_Info>
        <Program_Category_Class>Business::Accounting &amp; Finance</Program_Category_Class>
        <Program_System_Requirements>Operating System:
Windows® 11, Windows® 10 (x64)

Requirements
Any device that supports the ope…</Program_System_Requirements>
        <File_Info>
            <File_Size_Bytes>828375</File_Size_Bytes>
            <File_Size_K>808</File_Size_K>
            <File_Size_MB>0.79</File_Size_MB>
        </File_Info>
        <Expire_Info>
            <Has_Expire_Info>N</Has_Expire_Info>
            <Expire_Count>0</Expire_Count>
            <Expire_Based_On>Days</Expire_Based_On>
            <Expire_Other_Info/>
            <Expire_Month/>
            <Expire_Day/>
            <Expire_Year/>
        </Expire_Info>
        <FacebookProductPage>https://www.facebook.com/Ashampoo</FacebookProductPage>
        <AppID/>
    </Program_Info>
    <Program_Descriptions>
                    <English>
                                    <Keywords>financial assistant, household budget, financial management, Ashampoo Money Pro, achieve savings goals, account movements overview, financial analysis, budget management, income and expenses, bank integration, fixed costs management, graphical financial representation, financial check, Excel import export, bank data security standards, annual financial comparison, discover savings potential, variable and fixed costs, European banks, transaction analysis</Keywords>
                                                    <Char_Desc_45>Your very own budget planner</Char_Desc_45>
                                                    <Char_Desc_80>Budget planner for multiple accounts, including fixed costs</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money is a budget planner to track income and spending quickly and easily. The program supports multiple accounts with details like fixed costs, taxes, and insurance payments.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money is a budget planner to track income and spending quickly and easily. The program supports multiple accounts with details like fixed costs, taxes, and insurance payments.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money is a budget planner to track income and spending quickly and easily for single or multiple accounts. Recurring transactions, like tax and insurance payments, are easily added. The built-in overview shows balance progression over time, broken down by purpose (food, shopping, leisure, etc.). Users can see exactly where their money is going, even with hundreds of transactions present. Multiple filters help to search transactions by recipient, amount, and purpose. Users can also visually customize rows and columns for tabular displays. Finally, users can compare present and past balance developments to identify trends and to adjust their spending behavior meaningfully. Ashampoo Money seeks to replace Excel-based budget planning by offering better handling and visual minimalism that doesn&#039;t detract from what matters i.e., the numbers.

                    - No-frills budget planner for income and expenses
- Manage multiple accounts
- Add and track recurring expenses
- Visualize balance progression over time
- Compare past and present balance developments
- Filters for precise analyses
- View expenses by purpose
- Search by recipient, amount, and purpose
- Individually customizable views for maximum clarity
</Char_Desc_2000>
                            </English>
                    <German>
                                    <Keywords>Finanzassistent, Haushaltsbuch, Finanzverwaltung, Ashampoo Money Pro, Sparziele erreichen, Kontobewegungen Überblick, Finanzanalyse, Budget-Verwaltung, Einkünfte und Ausgaben, Bankanbindung, Fixkosten Verwaltung, Grafische Finanzdarstellung, Finanzcheck, Excel Import Export, Sicherheitsstandards Bankdaten, Jahresvergleich Finanzen, Sparpotential entdecken, Variable und fixe Kosten, Europäische Banken, Transaktionsanalyse</Keywords>
                                                    <Char_Desc_45>Dein persönliches Haushaltsbuch</Char_Desc_45>
                                                    <Char_Desc_80>Haushaltsbuch für mehrere Konten inklusive Fixkosten</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money ist dein persönliches Haushaltsbuch, das Einnahmen und Ausgaben schnell und übersichtlich darstellt. Gleich mehrere Konten können so verwaltet werden, auch Fixkosten wie Steuern und Versicherungen sind im Handumdrehen angelegt.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money ist dein persönliches Haushaltsbuch, das Einnahmen und Ausgaben schnell und übersichtlich darstellt. Gleich mehrere Konten können so verwaltet werden, auch Fixkosten wie Steuern und Versicherungen sind im Handumdrehen angelegt.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money ist dein persönliches Haushaltsbuch, das Einnahmen und Ausgaben eines oder mehrerer Konten übersichtlich darstellt. Fixkosten wie Miete, Strom, Versicherung und andere wiederkehrende Ausgaben können bequem angelegt werden. Durch eine Übersicht wird der Saldo im zeitlichen Verlauf angezeigt, auch die Aufteilung nach Ausgabenbereichen (Essen, Shopping, Hobby, etc.) schafft mehr Übersicht. Selbst bei einer Vielzahl von Transaktionen wird so der Überblick gewahrt, wohin das Geld geht. Durch zahlreiche Filtermethoden sind Empfänger, Beträge und Verwendungszwecke schnell zu finden, auch die Optik kann durch Anpassung von Zeilen und Spalten individuell gestaltet werden. Der Saldo-Vergleich mit früheren Zeiträumen oder Jahresfrist macht Tendenzen der eigenen Finanzlage deutlich sichtbar. Ashampoo Money möchte die private Finanzverwaltung mit Excel überflüssig machen und dabei eine einfache Handhabung plus minimalistischer Optik bieten, die nicht von den Ergebnissen ablenken.

                    - Einfaches Haushaltsbuch aller Einnahmen und Ausgaben
- Verwaltung mehrerer Konten
- Anlegen wiederkehrender Kosten (Fixkosten)
- Grafische Darstellung des Saldos im zeitlichen Verlauf
- Vergleich des Kontostands mit früheren Zeiträumen
- Filtermöglichkeiten für präzise Analyse
- Verteilung der Ausgaben nach Verwendung anzeigen
- Empfänger, Beträge und Verwendungszwecke finden
- Ansicht individuell einstellbar für maximale Übersicht
</Char_Desc_2000>
                            </German>
                    <Dutch>
                                    <Keywords>Huishoudboekje, financiën, Ashampoo Money, Excel-alternatief, gevoelige gegevens, inkomsten, uitgaven, rekeningbeheer, vaste kosten, saldotrend, saldovergelijking, filteropties, uitgavenverdeling, ontvanger, bedragen, gebruiksdoeleinden, aanpasbare weergave, rekeningoverzicht, spaardoelen, grafische weergave, tijdsvergelijking, aanpasbaarheid, transactiefilters</Keywords>
                                                    <Char_Desc_45>Gratis budgetplanner</Char_Desc_45>
                                                    <Char_Desc_80>Budgetplanner voor meerdere rekeningen, inclusief vaste kosten</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money is een budgetplanner om inkomsten en uitgaven snel en gemakkelijk bij te houden. Het programma ondersteunt meerdere rekeningen met details zoals vaste kosten, belastingen en verzekeringsuitkeringen.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money is een budgetplanner om inkomsten en uitgaven snel en gemakkelijk bij te houden. Het programma ondersteunt meerdere rekeningen met details zoals vaste kosten, belastingen en verzekeringsuitkeringen.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money is een gratis budgetplanner om snel en eenvoudig inkomsten en uitgaven bij te houden voor één of meerdere rekeningen. Terugkerende transacties, zoals belasting- en verzekeringsbetalingen, zijn eenvoudig toe te voegen. Het ingebouwde overzicht toont het saldoverloop in de tijd, uitgesplitst naar post (eten, winkelen, vrije tijd, enz.). Gebruikers kunnen precies zien waar hun geld naartoe gaat, zelfs bij honderden transacties. Meerdere filters helpen om transacties te zoeken op ontvanger, bedrag en post. Gebruikers kunnen ook rijen en kolommen visueel aanpassen voor weergave in tabelvorm. Ten slotte kunnen gebruikers huidige en vroegere saldoontwikkelingen vergelijken om trends vast te stellen en hun uitgavengedrag zinvol aan te passen. Ashampoo Money wil de op Excel gebaseerde budgetplanning vervangen door een betere bediening en een visueel minimalisme dat niet afdoet aan waar het om gaat, namelijk de cijfers.

                    - Eenvoudige budgetplanner voor inkomsten en uitgaven
- Beheer meerdere rekeningen
- Voeg terugkerende uitgaven toe et houd ze bij
- Visualiseer het saldoverloop in de loop der tijd
- Vergelijk vroegere en huidige balansontwikkelingen
- Filters voor nauwkeurige analyses
- Bekijk uitgaven per post
- Zoek op ontvanger, bedrag en post
- Individueel aanpasbare weergaven voor maximale duidelijkheid
</Char_Desc_2000>
                            </Dutch>
                    <French>
                                    <Keywords>Livre de ménage, finances, Ashampoo Money, alternative à Excel, données sensibles, revenus, dépenses, gestion de comptes, coûts fixes, tendance des soldes, comparaison des soldes de comptes, options de filtrage, répartition des dépenses, destinataire, montants, objectifs d&#039;utilisation, vue personnalisable, vue d&#039;ensemble des comptes, objectifs d&#039;épargne, représentation graphique, comparaison temporelle, adaptabilité, filtres de transaction</Keywords>
                                                    <Char_Desc_45>Planificateur de budget gratuit</Char_Desc_45>
                                                    <Char_Desc_80>Planificateur de budget pour plusieurs comptes, y compris les coûts fixes.</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money est un planificateur budgétaire gratuit permettant de suivre les revenus et les dépenses rapidement et facilement. Le programme prend en charge plusieurs comptes avec des détails tels que les coûts fixes, les taxes et les paiements d&#039;assurance.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money est un planificateur budgétaire gratuit permettant de suivre les revenus et les dépenses rapidement et facilement. Le programme prend en charge plusieurs comptes avec des détails tels que les coûts fixes, les taxes et les paiements d&#039;assurance.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money est un planificateur budgétaire gratuit permettant de suivre les revenus et les dépenses rapidement et facilement pour un ou plusieurs comptes. Les transactions récurrentes, comme les paiements de taxes et d&#039;assurances, sont facilement ajoutées. La vue d&#039;ensemble intégrée montre la progression du solde au fil du temps, ventilée par objet (alimentation, achats, loisirs, etc.). Les utilisateurs peuvent voir exactement où va leur argent, même en présence de centaines de transactions. Des filtres multiples permettent de rechercher des transactions par destinataire, par montant et par objet. Les utilisateurs peuvent également personnaliser visuellement les lignes et les colonnes pour les affichages sous forme de tableaux. Enfin, les utilisateurs peuvent comparer l&#039;évolution des soldes actuels et passés afin d&#039;identifier les tendances et d&#039;ajuster leur comportement de dépense de manière significative. Ashampoo Money cherche à remplacer la planification budgétaire basée sur Excel en offrant une meilleure manipulation et un minimalisme visuel qui ne détourne pas de l&#039;essentiel, à savoir les chiffres.

                    - Planificateur de budget sans fioritures pour les revenus et les dépenses
- Gère plusieurs comptes
- Ajoute et suis les dépenses récurrentes
- Visualise l&#039;évolution du solde dans le temps
- Compare les évolutions passées et présentes du solde
- Filtres pour des analyses précises
- Visualisation des dépenses par objet
- Recherche par destinataire, montant et objet
- Vues personnalisables individuellement pour une clarté maximale
</Char_Desc_2000>
                            </French>
                    <Hungarian>
                                    <Keywords>Háztartási könyv, pénzügyek, Ashampoo Money, Excel alternatíva, érzékeny adatok, bevételek, kiadások, számlavezetés, fix költségek, egyenleg trend, számlaegyenleg összehasonlítás, szűrési lehetőségek, költségelosztás, címzett, összegek, felhasználási célok, testreszabható nézet, számla áttekintése, megtakarítási célok, grafikus ábrázolás, időbeli összehasonlítás, alkalmazkodóképesség, tranzakciós szűrők</Keywords>
                                                    <Char_Desc_45>Ingyenes költségvetés-tervező</Char_Desc_45>
                                                    <Char_Desc_80>Költségvetés-tervező több számlához, fix költségekkel együtt</Char_Desc_80>
                                                    <Char_Desc_250>Az Ashampoo Money egy ingyenes költségvetés-tervező, amivel gyorsan és könnyedén követheti jövedelmét és kiadásait. A program több számlát is támogat, és olyan részleteket tartalmaz, mint fix kiadások, adók és biztosítási fizetések.</Char_Desc_250>
                                                    <Char_Desc_450>Az Ashampoo Money egy ingyenes költségvetés-tervező, amivel gyorsan és könnyedén követheti jövedelmét és kiadásait. A program több számlát is támogat, és olyan részleteket tartalmaz, mint fix kiadások, adók és biztosítási fizetések.</Char_Desc_450>
                                                    <Char_Desc_2000>Az Ashampoo Money egy ingyenes költségvetés-tervező, amivel gyorsan és könnyedén követheti jövedelmét és kiadásait egy vagy több számlán is. Könnyedén bevihetők az ismétlődő tranzakciók, mint az adó és a biztosítási fizetések. A beépített összefoglalóban látható az egyenleg mozgása az időben cél szerint lebontva (étel, vásárlás, szabadidő, stb.). A felhasználók pontosan látják, mire megy el a pénzük, még akkor is, ha tranzakciók százai mennek végbe. Több szűrő segíti a tranzakciók keresését kedvezményezett, összeg és cél szerint. A felhasználók vizuálisan testreszabhatják a sorokat és oszlopokat a táblázatos megjelenítésben. Végül, a felhasználók összehasonlíthatják a múltbeli és jelenlegi egyenlegek alakulását, hogy felismerjék a trendeket, és ennek megfelelően igazítsák a költekezési szokásaikat. Az Ashampoo Money célja helyettesíteni az Excel-alapú költségvetés-tervezést úgy, hogy jobb kezelést és vizuális minimalizmust kínál, ami nem tereli el a figyelmet az igazán fontos dolgokról, például a számokról.

                    - Sallangmentes költségvetés-tervező a bevételek és kiadások követésére
- Kezeljen több számlát
- Vegye fel és kövesse az ismétlődő kiadásokat
- jelenítse meg az egyenleg alakulását az időben
- Hasonlítsa össze a múltbeli és jelenlegi egyenlegek alakulását
- Használjon szűrőket a pontos elemzéshez
- Nézze meg a kiadásokat cél szerint
- Keressen kedvezményezett, összeg és cél szerint
- Egyénileg testreszabható nézetek a maximális tisztánlátás érdekében
</Char_Desc_2000>
                            </Hungarian>
                    <Russian>
                                    <Keywords>Похозяйственная книга, финансы, Ashampoo Money, альтернатива Excel, конфиденциальные данные, доходы, расходы, управление счетами, постоянные расходы, динамика баланса, сравнение баланса счетов, параметры фильтрации, распределение расходов, получатель, суммы, цели использования, настраиваемый вид, обзор счетов, цели сбережений, графическое представление, сравнение по времени, адаптивность, фильтры операций</Keywords>
                                                    <Char_Desc_45>Бесплатный планировщик бюджета</Char_Desc_45>
                                                    <Char_Desc_80>Планировщик бюджета для нескольких учётных записей, а также с фиксированными расходами</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money - это бесплатное средство планирования бюджета для отслеживания доходов и расходов быстро и легко. Программа поддерживает несколько учётных записей с такими подробностями, как фиксированные расходы, налоги и стразовые выплаты.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money - это бесплатное средство планирования бюджета для отслеживания доходов и расходов быстро и легко. Программа поддерживает несколько учётных записей с такими подробностями, как фиксированные расходы, налоги и стразовые выплаты.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money - это бесплатное средство планирования бюджета, чтобы отслеживать расходы и доходы одной или несколько учётных записей. Можно легко добавить повторяющиеся операции, такие как налоги и страховые платежи. Обзор позволяет посмотреть изменение баланса со временем, с разбитием по цели (еда, покупки, досуг и т.д.). Пользователи могут с лёгкостью понять, куда уходят деньги, даже если покупок сотни. Несколько фильтров помогают находить транзакции по получателю, сумме и цели. Пользователи также могут настраивать вид столбцов и строк. И наконец, пользователи могут сравнивать текущие и прошлые изменения баланса, чтобы определить тренды и изменить свою поведение в отношении расходов. Ashampoo Money стремится заменить планирование бюджета через Excel, предлагая лучшее управление и визуальный минимализм, нацеленный на самое главное – на цифры.


                    - Планировщик доходов и расходов бюджета без излишеств
- Управляй несколькими учётными записями
- Добавляй и отслеживай повторяющиеся расходы
- Визуализируй изменение баланса со временем
- Сравнивай прошлые и текущие изменения баланса
- Фильтры для точного анализа
- Просмотр расходов по назначению
- Поиск по получателю, сумме и цели
- Индивидуально настраиваемые видя для максимальной ясности
</Char_Desc_2000>
                            </Russian>
                    <Polish>
                                    <Keywords>Księga gospodarstwa domowego, finanse, Ashampoo Money, alternatywa Excel, wrażliwe dane, dochód, wydatki, zarządzanie kontem, koszty stałe, trend salda, porównanie salda konta, opcje filtrowania, podział wydatków, odbiorca, kwoty, cele użytkowania, konfigurowalny widok, przegląd konta, cele oszczędnościowe, reprezentacja graficzna, porównanie czasu, adaptacyjność, filtry transakcyjne</Keywords>
                                                    <Char_Desc_45>Bezpłatne planowanie budżetu</Char_Desc_45>
                                                    <Char_Desc_80>Planer budżetu dla wielu kont, w tym kosztów stałych</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money to darmowe narzędzie do planowania budżetu, które pozwala szybko i łatwo śledzić dochody i wydatki. Program obsługuje wiele kont ze szczegółami, takimi jak koszty stałe, podatki i płatności ubezpieczeniowe.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money to darmowe narzędzie do planowania budżetu, które pozwala szybko i łatwo śledzić dochody i wydatki. Program obsługuje wiele kont ze szczegółami, takimi jak koszty stałe, podatki i płatności ubezpieczeniowe.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money to darmowe narzędzie do planowania budżetu, które pozwala szybko i łatwo śledzić dochody i wydatki dla jednego lub wielu kont. Powtarzające się transakcje, takie jak płatności podatkowe i ubezpieczeniowe, można łatwo dodawać. Wbudowany przegląd pokazuje postęp salda w czasie, z podziałem na cel (jedzenie, zakupy, wypoczynek, itp.). Użytkownicy mogą dokładnie zobaczyć, na co idą ich pieniądze, nawet przy setkach obecnych mniejszych i większych transakcji. Wiele filtrów pomaga wyszukiwać transakcje według odbiorcy, kwoty i celu. Użytkownicy mogą również wizualnie dostosowywać wiersze i kolumny do wyświetlania tabelarycznego. Wreszcie, użytkownicy mogą porównywać obecne i przeszłe zmiany salda, aby zidentyfikować trendy i znacząco dostosować swoje zachowania związane z wydatkami. Ashampoo Money stara się zastąpić planowanie budżetu oparte na Excelu, oferując lepszą obsługę i wizualny minimalizm, który nie umniejsza tego, co ważne, tj. liczb.

                    - Bezproblemowe planowanie budżetu dochodów i wydatków
- Zarządzaj wieloma kontami
- Dodawaj i śledź powtarzające się wydatki
- Wizualizuj postęp równowagi w czasie
- Porównaj przeszłe i obecne zmiany w równowadze
- Filtry do precyzyjnych analiz
- Przeglądaj wydatki według celu
- Szukaj według odbiorcy, kwoty i celu
- Indywidualnie kontrolowane widoki dla maksymalnej przejrzystości
</Char_Desc_2000>
                            </Polish>
                    <Italian>
                                    <Keywords>Contabilità domestica, finanze, Ashampoo Money, alternativa a Excel, dati sensibili, reddito, spese, gestione del conto, costi fissi, andamento del saldo, confronto del saldo del conto, opzioni di filtraggio, distribuzione delle spese, destinatario, importi, scopi di utilizzo, visualizzazione personalizzabile, panoramica del conto, obiettivi di risparmio, rappresentazione grafica, confronto temporale, adattabilità, filtri delle transazioni</Keywords>
                                                    <Char_Desc_45>Pianificatore di budget gratuito</Char_Desc_45>
                                                    <Char_Desc_80>Pianificatore di budget per più account, inclusi i costi fissi</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money è un pianificatore di budget gratuito per tenere traccia delle entrate e delle spese in modo rapido e semplice. Il programma supporta più account con dettagli come costi fissi, tasse e pagamenti assicurativi.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money è un pianificatore di budget gratuito per tenere traccia delle entrate e delle spese in modo rapido e semplice. Il programma supporta più account con dettagli come costi fissi, tasse e pagamenti assicurativi.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money è un pianificatore di budget gratuito per tenere traccia delle entrate e delle spese in modo rapido e semplice per conti singoli o multipli. Le transazioni ricorrenti, come i pagamenti di tasse e assicurazioni, vengono facilmente aggiunte. La panoramica integrata mostra la progressione del saldo nel tempo, suddivisa per scopo (cibo, shopping, tempo libero, ecc.). Gli utenti possono vedere esattamente dove stanno andando i loro soldi, anche con centinaia di transazioni presenti. Più filtri aiutano a cercare le transazioni per destinatario, importo e scopo. Gli utenti possono anche personalizzare visivamente righe e colonne per le visualizzazioni tabulari. Infine, gli utenti possono confrontare gli sviluppi del saldo presente e passato per identificare le tendenze e adattare in modo significativo il loro comportamento di spesa. Ashampoo Money cerca di sostituire la pianificazione del budget basata su Excel offrendo una migliore gestione e un minimalismo visivo che non toglie nulla a ciò che conta, ovvero i numeri.

                    - Pianificatore di budget senza fronzoli per entrate e uscite
- Gestisci più account
- Aggiungi e tieni traccia delle spese ricorrenti
- Visualizza la progressione del capitale nel tempo
- Confronta gli sviluppi del capitale passato e presente
- Filtri per analisi precise
- Visualizza le spese per scopo
- Cerca per destinatario, importo e scopo
- Visuali personalizzabili individualmente per la massima chiarezza
</Char_Desc_2000>
                            </Italian>
                    <Norwegian>
                                    <Keywords>Husholdningsbok, økonomi, Ashampoo Money, Excel-alternativ, sensitive data, inntekter, utgifter, kontoadministrasjon, faste kostnader, saldotrend, sammenligning av kontosaldo, filtreringsalternativer, utgiftsfordeling, mottaker, beløp, bruksformål, tilpassbar visning, kontooversikt, sparemål, grafisk fremstilling, tidssammenligning, tilpasningsevne, transaksjonsfiltre</Keywords>
                                                    <Char_Desc_45>Gratis budsjettplanlegger</Char_Desc_45>
                                                    <Char_Desc_80>Budsjettplanlegger for flere kontoer, inkludert faste kostnader</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money er en gratis budsjettplanlegger for å spore inntekter og utgifter raskt og enkelt. Programmet støtter flere kontoer med detaljer som faste kostnader, skatt og forsikringsbetalinger.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money er en gratis budsjettplanlegger for å spore inntekter og utgifter raskt og enkelt. Programmet støtter flere kontoer med detaljer som faste kostnader, skatt og forsikringsbetalinger.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money er en gratis budsjettplanlegger for å spore inntekter og utgifter raskt og enkelt for én eller flere kontoer. Gjentakende transaksjoner, som strøm og forsikringsbetalinger, legges enkelt til. Den innebygde oversikten viser balanseprogresjon over tid, fordelt på formål (mat, shopping, fritid osv.). Brukere kan se nøyaktig hvor pengene deres går, selv med hundrevis av transaksjoner til stede. Flere filtre hjelper deg med å søke opp transaksjoner etter mottaker, beløp og formål. Brukere kan også visuelt tilpasse rader og kolonner for tabellvisninger. Til slutt kan brukere sammenligne nåværende og tidligere balanseutvikling for å identifisere trender og justere forbruksatferden deretter. Ashampoo Money forsøker å erstatte Excel-basert budsjettplanlegging ved å tilby bedre håndtering og visuell minimalisme som ikke forringer det som betyr noe, dvs. tallene.

                    - Enkel budsjettplanlegger for inntekter og utgifter
- Administrer flere kontoer
- Legg til og spor gjentakende utgifter
- Visualiser saldoprogresjon over tid
- Sammenlign tidligere og nåværende saldoutvikling
- Filtre for presise analyser
- Se utgifter etter formål
- Søk etter mottaker, beløp og formål
- Individuelt tilpassbare visninger for maksimal klarhet
</Char_Desc_2000>
                            </Norwegian>
                    <Portuguese>
                                    <Keywords>assistente financeiro, orçamento de casa, gestão financeira, Ashampoo Money Pro, atingir as metas de poupança, visão geral dos movimentos da conta, análise financeira, gestão orçamental, receitas e despesas, integração bancária, gestão de custos fixos, representação financeira gráfica, verificação financeira, importação e exportação em Excel, normas de segurança de dados bancários, comparação financeira anual, descobrir potencial de poupança, variável e custos fixos, bancos europeus, análise de transações</Keywords>
                                                    <Char_Desc_45>Planeador de orçamentos gratuito</Char_Desc_45>
                                                    <Char_Desc_80>Planeador de orçamentos para múltiplas contas, incluindo custos fixos</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money é um planeador de orçamentos gratuito para monitorizar o rendimento e gastos, rapidamente e facilmente. O programa suporta múltiplas contas com detalhes, tais como, custos fixos, impostos, e pagamentos de seguros.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money é um planeador de orçamentos gratuito para monitorizar o rendimento e gastos, rapidamente e facilmente. O programa suporta múltiplas contas com detalhes, tais como, custos fixos, impostos, e pagamentos de seguros.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money é um planeador de orçamento gratuito para monitorizar receitas e gastos de forma rápida e fácil para uma ou várias contas. 
Transações recorrentes, tais como, pagamentos de impostos e seguros, são facilmente adicionadas. 
A visão geral integrada mostra a progressão do equilíbrio ao longo do tempo, dividida por finalidade (alimentação, compras, lazer, etc.). 
Os utilizadores podem ver exatamente onde estão a gastar o seu dinheiro, mesmo com centenas de transações presentes. 
Vários filtros ajudam a procurar transações por destinatário, valor e finalidade. 
Os utilizadores também podem personalizar visualmente as linhas e as colunas para exibições tabulares. 
Finalmente, os utilizadores podem comparar os desenvolvimentos do saldo antigo e recente para identificar tendências e ajustar o seu comportamento de gastos de forma significativa. 
O Ashampoo Money visa substituir o planeamento de orçamentos baseado no Excel, oferecendo a melhor utilização e minimalismo visual que não diminui o que importa, ou seja, os números.

                    - Planeador de orçamento simples para receitas e despesas
- Gerir múltiplas contas
- Adicionar e monitorizar despesas correntes
- Visualizar o progresso do saldo ao longo do tempo
- Comparar o desenvolvimento de saldos antigos e presentes
- Filtros para análises precisas
- Ver despesas por propósito
- Procurar por beneficiário, valor, e propósito
- Visualizações personalizáveis ​​individualmente para uma máxima clareza
</Char_Desc_2000>
                            </Portuguese>
                    <Spanish>
                                    <Keywords>Libro de familia, finanzas, Ashampoo Money, alternativa a Excel, datos sensibles, ingresos, gastos, gestión de cuentas, costes fijos, tendencia de saldos, comparación de saldos de cuentas, opciones de filtrado, distribución de gastos, destinatario, importes, fines de uso, vista personalizable, resumen de cuentas, objetivos de ahorro, representación gráfica, comparación temporal, adaptabilidad, filtros de transacciones</Keywords>
                                                    <Char_Desc_45>Planificador gratuito de presupuestos</Char_Desc_45>
                                                    <Char_Desc_80>Planificador de presupuestos para varias cuentas, incluidos los costes fijos</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money es un planificador de presupuestos gratuito para realizar un seguimiento de los ingresos y gastos de forma rápida y sencilla. El programa admite varias cuentas con detalles como gastos fijos, impuestos y pagos de seguros.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money es un planificador de presupuestos gratuito para realizar un seguimiento de los ingresos y gastos de forma rápida y sencilla. El programa admite varias cuentas con detalles como gastos fijos, impuestos y pagos de seguros.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money es un planificador de presupuestos gratuito para realizar un seguimiento de los ingresos y gastos de forma rápida y sencilla para una o varias cuentas. Las transacciones recurrentes, como los pagos de impuestos y seguros, se añaden fácilmente. La vista general incorporada muestra la progresión del saldo a lo largo del tiempo, desglosado por finalidad (alimentación, compras, ocio, etc.). Los usuarios pueden ver exactamente a dónde va su dinero, incluso con cientos de transacciones presentes. Múltiples filtros ayudan a buscar transacciones por destinatario, importe y finalidad. Los usuarios también pueden personalizar visualmente las filas y columnas de las tablas. Por último, los usuarios pueden comparar la evolución del saldo presente y pasado para identificar tendencias y ajustar su comportamiento de gasto de forma significativa. Ashampoo Money pretende sustituir a la planificación presupuestaria basada en Excel ofreciendo un mejor manejo y un minimalismo visual que no resta importancia a lo que importa, es decir, los números.

                    - Planificador presupuestario sencillo para ingresos y gastos
- Gestionar varias cuentas
- Añadir y controlar los gastos recurrentes
- Visualizar la progresión del saldo a lo largo del tiempo
- Comparar la evolución pasada y presente del saldo
- Filtros para realizar análisis precisos
- Ver gastos por finalidad
- Buscar por destinatario, importe y finalidad
- Vistas personalizables individualmente para una máxima claridad
</Char_Desc_2000>
                            </Spanish>
                    <Swedish>
                                    <Keywords>Hushållsbok, ekonomi, Ashampoo Money, Excel-alternativ, känsliga uppgifter, inkomster, utgifter, kontohantering, fasta kostnader, balanstrend, jämförelse av kontosaldo, filtreringsalternativ, fördelning av utgifter, mottagare, belopp, användningsändamål, anpassningsbar vy, kontoöversikt, sparmål, grafisk representation, tidsjämförelse, anpassningsbarhet, transaktionsfilter</Keywords>
                                                    <Char_Desc_45>Gratis budgetplanerare</Char_Desc_45>
                                                    <Char_Desc_80>Budgetplanerare för flera konton, inklusive fasta kostnader</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money är en kostnadsfri budgetplanerare för att snabbt och enkelt hålla koll på inkomster och utgifter. Programmet stöder flera konton med detaljer som fasta kostnader, skatter och försäkringsbetalningar.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money är en kostnadsfri budgetplanerare för att snabbt och enkelt hålla koll på inkomster och utgifter. Programmet stöder flera konton med detaljer som fasta kostnader, skatter och försäkringsbetalningar.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money är en kostnadsfri budgetplanerare för att snabbt och enkelt hålla koll på inkomster och utgifter för ett eller flera konton. Återkommande transaktioner, som skatte- och försäkringsbetalningar, kan enkelt läggas till. Den inbyggda översikten visar saldoutvecklingen över tid, indelad enligt ändamål (mat, shopping, fritid etc.). Användaren kan se exakt vart pengarna tar vägen, även med hundratals transaktioner. Ett flertal filter gör det lättare att söka transaktioner efter mottagare, belopp och ändamål. Det går också att visuellt anpassa rader och kolumner för tabellvisningar. Slutligen kan användaren jämföra nuvarande och tidigare saldoutveckling för att identifiera trender och anpassa sitt utgiftsbeteende på ett meningsfullt sätt. Ashampoo Money avser att ersätta Excel-baserad budgetplanering genom att erbjuda bättre hantering och visuell minimalism som inte distraherar från det viktigaste, dvs. siffrorna.

                    - En budgetplanerare utan krusiduller för inkomster och utgifter
- Hantera flera konton
- Lägg till och håll koll på återkommande utgifter
- Visualisera saldoutvecklingen över tid
- Jämför tidigare och nuvarande saldoutveckling
- Filter för exakta analyser
- Visa utgifter efter ändamål
- Sök efter mottagare, belopp och ändamål
- Individuellt anpassningsbara vyer för maximal överskådlighet
</Char_Desc_2000>
                            </Swedish>
                    <Turkish>
                                    <Keywords>Ev defteri, finans, Ashampoo Money, Excel alternatifi, hassas veriler, gelir, giderler, hesap yönetimi, sabit maliyetler, bakiye eğilimi, hesap bakiyesi karşılaştırması, filtreleme seçenekleri, gider dağıtımı, alıcı, tutarlar, kullanım amaçları, özelleştirilebilir görünüm, hesaba genel bakış, tasarruf hedefleri, grafiksel gösterim, zaman karşılaştırması, uyarlanabilirlik, işlem filtreleri</Keywords>
                                                    <Char_Desc_45>Ücretsiz bütçe planlayıcı</Char_Desc_45>
                                                    <Char_Desc_80>Sabit maliyetler dahil birden çok hesap için bütçe planlayıcı</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money, gelir ve harcamaları hızlı ve kolay bir şekilde takip etmek için ücretsiz bir bütçe planlayıcısıdır. Program, sabit maliyetler, vergiler ve sigorta ödemeleri gibi ayrıntılara sahip birden çok hesabı destekler.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money, gelir ve harcamaları hızlı ve kolay bir şekilde takip etmek için ücretsiz bir bütçe planlayıcısıdır. Program, sabit maliyetler, vergiler ve sigorta ödemeleri gibi ayrıntılara sahip birden çok hesabı destekler.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money, tek veya birden fazla hesap için hızlı ve kolay bir şekilde gelir ve harcamaları takip etmeye yarayan ücretsiz bir bütçe planlayıcıdır. Vergi ve sigorta ödemeleri gibi yinelenen işlemler kolayca eklenir. Yerleşik genel bakış, amaca göre (yiyecek, alışveriş, boş zaman vb.) ayrılmış olarak zaman içindeki denge ilerlemesini gösterir. Kullanıcılar, mevcut yüzlerce işlemde bile paralarının tam olarak nereye gittiğini görebilir. Birden çok filtre, işlemlerin alıcıya, tutara ve amaca göre aranmasına yardımcı olur. Kullanıcılar ayrıca tablo görünümleri için satırları ve sütunları görsel olarak özelleştirebilir. Son olarak, kullanıcılar eğilimleri belirlemek ve harcama davranışlarını anlamlı bir şekilde ayarlamak için mevcut ve geçmiş denge gelişmelerini karşılaştırabilir. Ashampoo Money, Excel tabanlı bütçe planlamasını, önemli olan şeylerden, yani rakamlardan uzaklaşmayan daha iyi kullanım ve görsel minimalizm sunarak değiştirmeyi amaçlıyor.

                    - Gelir ve giderler için sade bütçe planlayıcısı
- Birden fazla hesabı yönetin
- Yinelenen giderleri ekleyin ve izleyin
- Zaman içinde denge ilerlemesini görselleştirin
- Geçmiş ve şimdiki denge gelişmelerini karşılaştırın
- Hassas analizler için filtreler
- Harcamaları amaca göre görüntüleyin
- Alıcıya, miktara ve amaca göre arama yapın
- Maksimum netlik için bireysel olarak özelleştirilebilir görünümler
</Char_Desc_2000>
                            </Turkish>
                    <Danish>
                                    <Keywords>Husholdningsbog, finanser, Ashampoo Money, Excel-alternativ, følsomme data, indtægter, udgifter, kontostyring, faste omkostninger, balancetrend, sammenligning af kontosaldo, filtreringsmuligheder, udgiftsfordeling, modtager, beløb, brugsformål, tilpasselig visning, kontooversigt, opsparingsmål, grafisk repræsentation, tidssammenligning, tilpasningsevne, transaktionsfiltre</Keywords>
                                                    <Char_Desc_45>Gratis budgetplanlægger</Char_Desc_45>
                                                    <Char_Desc_80>Budgetplanlægger for flere konti, inklusive faste omkostninger</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money er en gratis budgetplanlægger til at spore indkomst og forbrug hurtigt og nemt. Programmet understøtter flere konti med detaljer som faste omkostninger, skatter og forsikringsbetalinger.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money er en gratis budgetplanlægger til at spore indkomst og forbrug hurtigt og nemt. Programmet understøtter flere konti med detaljer som faste omkostninger, skatter og forsikringsbetalinger.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money er en gratis budgetplanlægger til at spore indkomst og forbrug hurtigt og nemt for en enkelt eller flere konti. Tilbagevendende transaktioner, såsom skat og forsikringsbetalinger, tilføjes nemt. Den indbyggede oversigt viser balanceforløb over tid, opdelt efter formål (mad, indkøb, fritid osv.). Brugere kan se præcis, hvor deres penge går hen, selv med hundredvis af transaktioner til stede. Flere filtre hjælper med at søge transaktioner efter modtager, beløb og formål. Brugere kan også visuelt tilpasse rækker og kolonner til tabelvisninger. Endelig kan brugere sammenligne nuværende og tidligere balanceudviklinger for at identificere tendenser og for at justere deres forbrugsadfærd meningsfuldt. Ashampoo Money søger at erstatte Excel-baseret budgetplanlægning ved at tilbyde bedre håndtering og visuel minimalisme, der ikke forringer det, der betyder noget, dvs. tallene.

                    - Problemfri budgetplanlægger til indtægter og udgifter
- Administrer flere konti
- Tilføj og spor tilbagevendende udgifter
- Visualiser balanceprogression over tid
- Sammenlign tidligere og nuværende balanceudvikling
- Filtre til præcise analyser
- Se udgifter efter formål
- Søg efter modtager, beløb og formål
- Individuelt tilpassede visninger for maksimal klarhed
</Char_Desc_2000>
                            </Danish>
                    <Greek>
                                    <Keywords>Βιβλίο νοικοκυριού, οικονομικά, Ashampoo Money, εναλλακτική λύση του Excel, ευαίσθητα δεδομένα, έσοδα, έξοδα, διαχείριση λογαριασμού, σταθερά έξοδα, τάση υπολοίπου, σύγκριση υπολοίπου λογαριασμού, επιλογές φιλτραρίσματος, κατανομή εξόδων, παραλήπτης, ποσά, σκοποί χρήσης, προσαρμόσιμη προβολή, επισκόπηση λογαριασμού, στόχοι αποταμίευσης, γραφική αναπαράσταση, σύγκριση χρόνου, προσαρμοστικότητα, φίλτρα συναλλαγών</Keywords>
                                                    <Char_Desc_45>Δωρεάν σχεδιαστής προϋπολογισμού</Char_Desc_45>
                                                    <Char_Desc_80>Σχεδιαστής προϋπολογισμού για πολλαπλούς λογαριασμούς, συμπεριλαμβανομένων των σταθερών δαπανών</Char_Desc_80>
                                                    <Char_Desc_250>Το Ashampoo Money είναι ένας δωρεάν σχεδιαστής προϋπολογισμού για να παρακολουθείτε τα έσοδα και τις δαπάνες γρήγορα και εύκολα. Το πρόγραμμα υποστηρίζει πολλαπλούς λογαριασμούς με λεπτομέρειες όπως πάγια έξοδα, φόρους και ασφαλιστικές πληρωμές.</Char_Desc_250>
                                                    <Char_Desc_450>Το Ashampoo Money είναι ένας δωρεάν σχεδιαστής προϋπολογισμού για να παρακολουθείτε τα έσοδα και τις δαπάνες γρήγορα και εύκολα. Το πρόγραμμα υποστηρίζει πολλαπλούς λογαριασμούς με λεπτομέρειες όπως πάγια έξοδα, φόρους και ασφαλιστικές πληρωμές.</Char_Desc_450>
                                                    <Char_Desc_2000>Το Ashampoo Money είναι ένας δωρεάν σχεδιαστής προϋπολογισμού για να παρακολουθείτε τα έσοδα και τις δαπάνες γρήγορα και εύκολα για έναν ή πολλούς λογαριασμούς. Οι επαναλαμβανόμενες συναλλαγές, όπως οι πληρωμές φόρων και ασφαλιστικών εισφορών, προστίθενται εύκολα. Η ενσωματωμένη επισκόπηση δείχνει την εξέλιξη του υπολοίπου με την πάροδο του χρόνου, κατανεμημένη ανά σκοπό (τρόφιμα, ψώνια, αναψυχή κ.λπ.). Οι χρήστες μπορούν να δουν ακριβώς πού πηγαίνουν τα χρήματά τους, ακόμη και με εκατοντάδες συναλλαγές παρούσες. Πολλαπλά φίλτρα βοηθούν στην αναζήτηση συναλλαγών ανά παραλήπτη, ποσό και σκοπό. Οι χρήστες μπορούν επίσης να προσαρμόσουν οπτικά τις γραμμές και τις στήλες για την εμφάνιση σε πίνακες. Τέλος, οι χρήστες μπορούν να συγκρίνουν την εξέλιξη του σημερινού και του προηγούμενου υπολοίπου για να εντοπίσουν τάσεις και να προσαρμόσουν ουσιαστικά τη συμπεριφορά των δαπανών τους. Το Ashampoo Money επιδιώκει να αντικαταστήσει τον προγραμματισμό προϋπολογισμού που βασίζεται στο Excel, προσφέροντας καλύτερο χειρισμό και οπτικό μινιμαλισμό που δεν αποσπά την προσοχή από αυτό που έχει σημασία, δηλαδή τους αριθμούς.

                    - Προγραμματιστής προϋπολογισμού για έσοδα και έξοδα
- Διαχείριση πολλαπλών λογαριασμών
- Προσθήκη και παρακολούθηση επαναλαμβανόμενων δαπανών
- Οπτικοποίηση της εξέλιξης της ισορροπίας με την πάροδο του χρόνου
- Σύγκριση προηγούμενων και σημερινών εξελίξεων του ισοζυγίου
- Φίλτρα για ακριβείς αναλύσεις
- Προβολή δαπανών ανά σκοπό
- Αναζήτηση ανά παραλήπτη, ποσό και σκοπό
- Ατομικά προσαρμόσιμες προβολές για μέγιστη σαφήνεια
</Char_Desc_2000>
                            </Greek>
            </Program_Descriptions>
    <Web_Info>
        <Application_URLs>
            <Application_Info_URL>https://www.ashampoo.com/en-us/money</Application_Info_URL>
            <Application_Order_URL></Application_Order_URL>
            <Application_Screenshot_URL>https://img.ashampoo.com/images/products/11104/submit.png</Application_Screenshot_URL>
            <Application_Icon_URL>https://img.ashampoo.com/images/products/11104/icon_32x32.png</Application_Icon_URL>
            <Application_XML_File_URL>https://www.ashampoo.com/internet/padfiles/money.xml</Application_XML_File_URL>
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        <Download_URLs>
            <Primary_Download_URL>https://www.ashampoo.com/ashampoo_money_sm.exe</Primary_Download_URL>
            <Secondary_Download_URL/>
            <Additional_Download_URL_1/>
            <Additional_Download_URL_2/>
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    <Permissions>
        <Distribution_Permissions>The free or trial version can be freely distributed over the internet in an unchanged form and without any unauthorized wrapping of the installer.</Distribution_Permissions>
        <EULA> End User License Agreement (EULA)

Contractual provisions:
This EULA concerns the granting of a license for the software product to be used by you as well as any related online services by Ashampoo.

1.	Definitions:
I.	Ashampoo – refers to Ashampoo GmbH &amp; Co. KG and its sister companies Ashampoo Technology GmbH &amp; Co. KG, Ashampoo Development GmbH &amp; Co. KG and Ashampoo Systems GmbH &amp; Co. KG, with its registered office at Schafjückenweg 2 | 26180 Rastede/Germany and all other companies of the group.
II.	Terms and Conditions – means the General Terms and Conditions of Ashampoo. See www.ashampoo.com. As stated below, these terms and conditions apply in addition to and supplement the provisions of this EULA. In the event of contradictions between the two sets of rules, this EULA shall apply.
III.	Custumer – means a contractual partner of Ashampoo, i.e. both consumer and entrepreneur.
IV.	License period – begins as soon as you have activated the software or received a software key.
V.	Multiple use – means the simultaneous storage, the simultaneous retention and any other simultaneous use of software on several digital devices as well as any use of such software for which special licenses for multiple use are granted in accordance with the respective product information.

If you have any questions about the products, their services or these terms of use, please visit www.ashampoo.com or contact

Ashampoo GmbH &amp; Co. KG
Schafjückenweg 2 | 26180 Rastede/Germany
E-Mail: support@ashampoo.com 
Phone: +49 4402 9739-200*
Fax: +49 4402 9739-409

2.	Grant of the License
I.	Ashampoo grants you a non-exclusive and non-transferable right to use the software for the duration of the agreed license period, subject to any restrictions contained in this EULA or in the Terms and Conditions.
II.	If you have agreed to an automatic renewal of your license, the license period will automatically be renewed at the then effective list price. 
III.	The termination or expiration of the license granted under this Agreement will immediately end your right to use the software and the updates and upgrades. You must delete the software as well as all backup copies from your digital device.

3.	Usage
Access to the software is only permitted via the sources provided and approved by Ashampoo. You are obligated not to access the software in an unauthorized manner, e.g. by using unlicensed software clients.
The software may be protected against digital duplication and/or license abuse. Access to the online services and features of this software may require an Internet connection, an Ashampoo account, the installation of the Ashampoo App Client software as well as the activation of a product license.
Unless otherwise contractually agreed, the use of the software is limited to one digital device. For this purpose, you can use any available digital device that meets the system requirements and for which the license has been granted. If you change the digital device, the software must be removed from the digital device on which it was previously installed before it is reinstalled on another digital device. For software whose product information provide for special licenses for multiple use, multiple use is only permitted to the extent that you have purchased the corresponding type or number of licenses and received them from Ashampoo.
The software shall not be passed on to third parties without the consent of Ashampoo. In the context of the case law on used software, consent is hereby granted under the following conditions:
-	You transfer the software permanently.
-	All associated files, including the installation program, must be passed on.
-	The software must be unchanged.
-	You may not remove any product information, copyright or other proprietary notices from Ashampoo.
-	The recipient must in turn accept these Terms of Use.
-	You cease using the software and do not retain any copies or other materials. Both must be permanently deleted.
-	Each transfer of the software must include the latest update as well as all previous versions.
-	The transfer takes place only in individual cases and not on a commercial scale.
You are not permitted to revise the software, reverse engineer it, convert it into another form of expression, decompile it, disassemble it, create any derivative work(s) of it, or otherwise attempt to discover the source code of the software.

4.	Copyright
Ashampoo hereby grants you a non-exclusive, non-transferable, non-sublicensable, non-commercial and personal license to install and/or use the software (in whole or in part)(the ‚license‘), until one of the parties terminates the contractual relationship or until its possible time limit expires. There is no transfer of ownership. This is not a sales contract. Updates, patches and similar changes may be necessary in order to continue using the software on certain hardware.
All proprietary and ownership rights and all intellectual property rights relating to the software (including, but not limited to, all texts, graphics, music or sounds, all messages or information, names, themes, objects, effects, dialogues, slogans, places, diagrams, concepts, videos, audio-visual effects, domain names and all other elements belonging to the software, individually or in combination) and all copies thereof, are and remain the property of Ashampoo or its licensors. The software is protected by national and international laws, copyright treaties and agreements as well as other laws. This software may contain licensed materials and in this case, Ashampoo’s licensors may protect their rights in the event of a breach of this Agreement. Any duplication or reproduction of these licensed materials in any way and for any reason without the prior consent of Ashampoo and, where applicable, Ashampoo’s licensors and representatives, is prohibited. With the exception of the cases expressly provided for in this EULA, all rights not conferred on you by this Agreement are expressly reserved by Ashampoo. This license does not transfer any claims or ownership rights to the software.

5.	Right of Modification
Ashampoo reserves the right to make product changes, updates and revisions at its own discretion in order to further develop, improve and adapt the software to changing commercial and technical requirements. The equivalence of the performance/software is ensured. Modified, updated or revised software is subject to the terms of this License Agreement. There is no obligation to provide updated, modified or revised software.

6.	Liability for defects
I.	Ashampoo warrants remedy of defects that occur and are reported in a documented, verifiable form if and to the extent that the contractual or ordinary use is impaired.
II.	If the defect cannot be remedied within a reasonable period of time, you are entitled, in accordance with the statutory provisions, to withdraw from the contract or at your discretion to reduce the purchase price and to demand compensation for damages or expenses. The defect can also be remedied by handing over a new version of the program or a work-around. If the defect does not or only insignificantly affect the functionality, Ashampoo may, to the exclusion of further claims for defects, remedy the defect by providing a new version or an update as part of its version and update planning.
III.	Ashampoo’s obligation contained in section 6.1. does not apply if and to the extent that the reported error is due to changes or additions to the LICENSED SOFTWARE or its improper handling or installation by you and/or your custumers or third parties.

7.	Liability
I.	With the exception of liability under the German Product Liability Act (“Produkthaftungsgesetz”) and on the grounds of injury to life, body or health, Ashampoo’s liability is limited or excluded as defined below.
II.	In case of negligence, Ashampoo’s liability is limited to the compensation of the typical foreseeable damage. However, in the event of slight negligence, Ashampoo shall only be liable if an obligation is breached, whose fulfilment is a prerequisite for enabling the proper execution of the contract in the first place and, in particular taking into account the interests of both parties in the contract territory, on whose compliance you can trust.

8.	Final provisions
I.	The law of the Federal Republic of Germany applies to contracts between the provider and the customers, to the exclusion of the UN Convention on Contracts for the International Sale of Goods. The statutory provisions on the restriction of the choice of law and the applicability of mandatory regulations, in particular in the state in which the customer has his habitual residence as a consumer, remain unaffected.
II.	If the costumer is a merchant, a legal entity under public law or a special fund under public law, the place of jurisdiction for all disputes arising from contractual relationships between the customer and the provider is the provider’s registered office.
III.	Even in case of legal ineffectiveness of individual points, the contract remains binding in its other parts. Instead of the ineffective points, the statutory provisions, if any, apply. However, to the extent that this would constitute an unreasonable hardship for one of the parties, the contract becomes ineffective in its entirety.</EULA>
    </Permissions>
    <Affiliates>
        <Affiliates_FORM>Y</Affiliates_FORM>
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        <Affiliates_URL>http://pad.asp-software.org/extensions/Affiliates.htm</Affiliates_URL>
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        <Affiliates_iPortis_Order_Page/>
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        <Affiliates_Kagi_Order_Page/>
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        <Affiliates_Kagi_Maximum_Commission_Rate/>
        <Affiliates_LinkShare_Order_Page/>
        <Affiliates_LinkShare_Vendor_ID/>
        <Affiliates_LinkShare_Product_ID/>
        <Affiliates_LinkShare_Maximum_Commission_Rate/>
        <Affiliates_NorthStarSol_Order_Page/>
        <Affiliates_NorthStarSol_Vendor_ID/>
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        <Affiliates_NorthStarSol_Maximum_Commission_Rate/>
        <Affiliates_OneNetworkDirect_Order_Page/>
        <Affiliates_OneNetworkDirect_Vendor_ID/>
        <Affiliates_OneNetworkDirect_Product_ID/>
        <Affiliates_OneNetworkDirect_Maximum_Commission_Rate/>
        <Affiliates_Order1_Order_Page/>
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        <Affiliates_Order1_Product_ID/>
        <Affiliates_Order1_Maximum_Commission_Rate/>
        <Affiliates_Osolis_Order_Page/>
        <Affiliates_Osolis_Vendor_ID/>
        <Affiliates_Osolis_Product_ID/>
        <Affiliates_Osolis_Maximum_Commission_Rate/>
        <Affiliates_Plimus_Order_Page/>
        <Affiliates_Plimus_Vendor_ID/>
        <Affiliates_Plimus_Product_ID/>
        <Affiliates_Plimus_Maximum_Commission_Rate/>
        <Affiliates_Regnet_Order_Page/>
        <Affiliates_Regnet_Vendor_ID/>
        <Affiliates_Regnet_Product_ID/>
        <Affiliates_Regnet_Maximum_Commission_Rate/>
        <Affiliates_Regnow_Order_Page></Affiliates_Regnow_Order_Page>
        <Affiliates_Regnow_Vendor_ID></Affiliates_Regnow_Vendor_ID>
        <Affiliates_Regnow_Product_ID></Affiliates_Regnow_Product_ID>
        <Affiliates_Regnow_Maximum_Commission_Rate/>
        <Affiliates_Regsoft_Order_Page/>
        <Affiliates_Regsoft_Vendor_ID/>
        <Affiliates_Regsoft_Product_ID/>
        <Affiliates_Regsoft_Maximum_Commission_Rate/>
        <Affiliates_ShareIt_Order_Page/>
        <Affiliates_ShareIt_Vendor_ID/>
        <Affiliates_ShareIt_Product_ID/>
        <Affiliates_ShareIt_Maximum_Commission_Rate/>
        <Affiliates_Shareasale_Order_Page/>
        <Affiliates_Shareasale_Vendor_ID/>
        <Affiliates_Shareasale_Product_ID/>
        <Affiliates_Shareasale_Maximum_Commission_Rate/>
        <Affiliates_SWReg_Order_Page/>
        <Affiliates_SWReg_Vendor_ID/>
        <Affiliates_SWReg_Product_ID/>
        <Affiliates_SWReg_Maximum_Commission_Rate/>
        <Affiliates_V-Share_Order_Page/>
        <Affiliates_V-Share_Vendor_ID/>
        <Affiliates_V-Share_Product_ID/>
        <Affiliates_V-Share_Maximum_Commission_Rate/>
        <Affiliates_VFree_Order_Page/>
        <Affiliates_VFree_Vendor_ID/>
        <Affiliates_VFree_Product_ID/>
        <Affiliates_VFree_Maximum_Commission_Rate/>
        <Affiliates_Yaskifo_Order_Page/>
        <Affiliates_Yaskifo_Vendor_ID/>
        <Affiliates_Yaskifo_Product_ID/>
        <Affiliates_Yaskifo_Maximum_Commission_Rate/>
    </Affiliates>
    <ASP>
        <ASP_FORM>Y</ASP_FORM>
        <ASP_Member>Y</ASP_Member>
        <ASP_Member_Number>04142</ASP_Member_Number>
    </ASP>
    <NewsFeed>
        <NewsFeed_Feed_URL/>
        <NewsFeed_Type/>
        <NewsFeed_Title/>
        <NewsFeed_Keywords/>
        <NewsFeed_Description_70/>
        <NewsFeed_Description_250/>
    </NewsFeed>
    <Press_Release>
                    <Keywords>financial assistant, household budget, financial management, Ashampoo Money Pro, achieve savings goals, account movements overview, financial analysis, budget management, income and expenses, bank integration, fixed costs management, graphical financial representation, financial check, Excel import export, bank data security standards, annual financial comparison, discover savings potential, variable and fixed costs, European banks, transaction analysis</Keywords>
                            <Headline>A free budget planner made for you</Headline>
                            <Summary>Ashampoo® Money - Budget planner for multiple accounts, including fixed costs</Summary>
                        <Related_URL/>
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