<?xml version="1.0" encoding="UTF-8"?><XML_DIZ_INFO>
    <MASTER_PAD_VERSION_INFO>
        <MASTER_PAD_EDITOR>CMS</MASTER_PAD_EDITOR>
        <MASTER_PAD_INFO>Portable Application Description, or PAD for short, is a data set that is used by shareware authors to dissemminate information to anyone interested in their software products. To find out more go to http://www.asp-shareware.org/pad</MASTER_PAD_INFO>
        <MASTER_PAD_VERSION>4.0</MASTER_PAD_VERSION>
    </MASTER_PAD_VERSION_INFO>
    <Company_Info>
        <Company_Name>ashampoo GmbH &amp; Co. KG</Company_Name>
        <Address_1>Schafjückenweg 2</Address_1>
        <Address_2>//CRASH Building</Address_2>
        <City_Town>26180 Rastede</City_Town>
        <State_Province/>
        <Zip_Postal_Code/>
        <Country>Germany</Country>
        <Company_WebSite_URL>https://www.ashampoo.com</Company_WebSite_URL>
        <Contact_Info>
            <Author_First_Name>Ashampoo</Author_First_Name>
            <Author_Last_Name>Ashampoo</Author_Last_Name>
            <Author_Email>info@ashampoo.com</Author_Email>
            <Contact_First_Name>Angela</Contact_First_Name>
            <Contact_Last_Name>Woisch</Contact_Last_Name>
            <Contact_Email>aw@ashampoo.com</Contact_Email>
        </Contact_Info>
        <Support_Info>
            <Sales_Email>info@ashampoo.com</Sales_Email>
            <Support_Email>support@ashampoo.com</Support_Email>
            <General_Email>info@ashampoo.com</General_Email>
            <Sales_Phone/>
            <Support_Phone/>
            <General_Phone>++49 +4402 9739-200</General_Phone>
            <Fax_Phone>++49 +4402 9739-409</Fax_Phone>
        </Support_Info>
        <CompanyStorePage>https://www.ashampoo.com/marketplace</CompanyStorePage>
        <FacebookCompanyPage>https://www.facebook.com/Ashampoo</FacebookCompanyPage>
        <TwitterCompanyPage>https://twitter.com/ashampoo</TwitterCompanyPage>
        <LinkedinPage>https://de.linkedin.com/company/ashampoo-gmbh-&amp;-co.-kg</LinkedinPage>
        <PublisherID/>
    </Company_Info>
    <Program_Info>
        <Program_Name>Ashampoo Money 26</Program_Name>
        <Program_Version>26.0.4</Program_Version>
        <Program_Release_Month>04</Program_Release_Month>
        <Program_Release_Day>22</Program_Release_Day>
        <Program_Release_Year>2025</Program_Release_Year>
        <Program_Cost_Dollars>40</Program_Cost_Dollars>
        <Program_Cost_Other_Code>EUR</Program_Cost_Other_Code>
        <Program_Cost_Other>40</Program_Cost_Other>
        <Program_Type>Shareware</Program_Type>
        <Program_Release_Status>New Release</Program_Release_Status>
        <Program_Install_Support>Install and Uninstall</Program_Install_Support>
        <Program_Target_Platform>Windows</Program_Target_Platform>
        <Program_OS_Support>WinOther</Program_OS_Support>
        <Program_Language>Czech, English, Finnish, French, German, Italian, Norwegian, Polish, Portuguese, Spanish, Turkish</Program_Language>
        <Program_Change_Info></Program_Change_Info>
        <Program_Category_Class>Business::Accounting &amp; Finance</Program_Category_Class>
        <Program_System_Requirements>Operating System:
Windows® 11, Windows® 10 (x64)

Requirements
Any device that supports the ope…</Program_System_Requirements>
        <File_Info>
            <File_Size_Bytes>807403</File_Size_Bytes>
            <File_Size_K>788</File_Size_K>
            <File_Size_MB>0.77</File_Size_MB>
        </File_Info>
        <Expire_Info>
            <Has_Expire_Info>Y</Has_Expire_Info>
            <Expire_Count>14</Expire_Count>
            <Expire_Based_On>Days</Expire_Based_On>
            <Expire_Other_Info/>
            <Expire_Month/>
            <Expire_Day/>
            <Expire_Year/>
        </Expire_Info>
        <FacebookProductPage>https://www.facebook.com/Ashampoo</FacebookProductPage>
        <AppID/>
    </Program_Info>
    <Program_Descriptions>
                    <English>
                                    <Keywords>financial assistant, household budget, financial management, Ashampoo Money Pro, achieve savings goals, account movements overview, financial analysis, budget management, income and expenses, fixed costs management, graphical financial representation, financial check, Excel import export, bank data security standards, annual financial comparison, discover savings potential, variable and fixed costs, European banks, transaction analysis</Keywords>
                                                    <Char_Desc_45>Local financial planning with privacy and transparency</Char_Desc_45>
                                                    <Char_Desc_80>Manage finances locally, analyze data, and reach savings goals</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26 is a finance software designed to track and analyze personal financial activities. Easily manage income, expenses, budgets, and savings goals. All data is securely encrypted and stored on local PCs, no cloud service required.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26 is a finance software designed to track and analyze personal financial activities. Easily manage income, expenses, budgets, and savings goals. All data is securely encrypted and stored on local PCs, no cloud service required.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26 offers powerful tools for managing and analyzing personal finances. The software allows users to track income and expenses, set budgets, and plan savings goals based on individual needs. Recurring expenses such as rent or insurance can also be factored in. With clear categories and intuitive charts, spending patterns become instantly visible, making it easy to identify potential savings. A key feature is the local-only data storage: All financial information is saved securely on local PCs and encrypted with a personal password. This ensures maximum data privacy without any cloud involvement. The user-friendly interface provides in-depth insights, including annual comparisons, budget tracking, and a flexible search function. Data can be imported from Excel or mt940 formats and exported to Excel or CSV files as needed. Ashampoo Money 26 is ideal for users who want to manage their finances independently without bank integration or cloud services. The software focuses on privacy, clarity, and efficiency, making it a reliable tool for personal financial planning and optimization directly on the user’s own computer.

                    - Lifetime license–use it forever
- Local data storage with encryption
- Search by description, sender, or recipient
</Char_Desc_2000>
                            </English>
                    <German>
                                    <Keywords>Finanzassistent, Haushaltsbuch, Finanzverwaltung, Ashampoo Money, Sparziele erreichen, Kontobewegungen Überblick, Finanzanalyse, Budget-Verwaltung, Einkünfte und Ausgaben, Fixkosten Verwaltung, Grafische Finanzdarstellung, Finanzcheck, Excel Import Export, Sicherheitsstandards Bankdaten, Jahresvergleich Finanzen, Sparpotential entdecken, Variable und fixe Kosten, Europäische Banken, Transaktionsanalyse</Keywords>
                                                    <Char_Desc_45>Lokale Finanzplanung mit Datenschutz und Übersicht</Char_Desc_45>
                                                    <Char_Desc_80>Finanzen lokal verwalten und analysieren, Budgets auswerten und Sparziele erreichen</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26 ist eine lokale Finanzsoftware zur Übersicht und Analyse privater Finanzen. Einnahmen, Ausgaben, Budgets und Sparziele lassen sich effizient verwalten. Alle Daten bleiben verschlüsselt auf dem eigenen PC – ohne Cloud-Anbindung.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26 ist eine lokale Finanzsoftware zur Übersicht und Analyse privater Finanzen. Einnahmen, Ausgaben, Budgets und Sparziele lassen sich effizient verwalten. Alle Daten bleiben verschlüsselt auf dem eigenen PC – ohne Cloud-Anbindung.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26 bietet umfassende Werkzeuge zur Verwaltung und Analyse privater Finanzen. Die Software ermöglicht es, Einnahmen und Ausgaben zu erfassen, Budgets zu setzen und Sparziele individuell zu planen. Dabei lassen sich auch wiederkehrende Kosten wie Miete oder Versicherungen berücksichtigen. Dank klarer Kategorisierungen und anschaulicher Grafiken werden Ausgabenschwerpunkte schnell sichtbar, wodurch Einsparpotenziale leicht erkannt werden können. Ein zentrales Merkmal ist die konsequente lokale Speicherung aller Daten: Finanzinformationen bleiben vollständig auf dem eigenen PC und sind durch ein selbst gewähltes Passwort verschlüsselt. Dadurch wird höchste Datensicherheit gewährleistet, ohne dass Inhalte in die Cloud übertragen werden. Die Software bietet eine benutzerfreundliche Oberfläche mit vielfältigen Auswertungsfunktionen – inklusive Jahresvergleichen, Budgetkontrollen und flexibler Suchfunktion. Datenimporte aus Excel oder im mt940-Format sind ebenso möglich wie der Export in Excel- oder CSV-Dateien. Ashampoo Money 26 richtet sich an Nutzer, die ihre Finanzen unabhängig von Banken oder Cloud-Diensten verwalten möchten. Die Software legt den Fokus auf Datenschutz, Übersichtlichkeit und Effizienz – ideal zur privaten Finanzplanung und -optimierung auf dem eigenen Rechner.

                    - Lifetime-Lizenz für dauerhafte Nutzung
- Lokale Datenspeicherung mit Verschlüsselung
- Flexible Suchfunktion nach Beschreibung, Absender oder Empfänger
</Char_Desc_2000>
                            </German>
                    <Dutch>
                                    <Keywords>financieel assistent, huishoudbudget, financieel beheer, Ashampoo Money Pro, spaardoelen bereiken, overzicht van rekeningbewegingen, financiële analyse, budgetbeheer, inkomsten en uitgaven, beheer van vaste kosten, grafische financiële weergave, financiële controle, export van Excel-import, normen voor beveiliging van bankgegevens, jaarlijkse financiële vergelijking, ontdek besparingspotentieel, variabele en vaste kosten, Europese banken, transactieanalyse</Keywords>
                                                    <Char_Desc_45>Lokale financiële planning met privacy en transparantie</Char_Desc_45>
                                                    <Char_Desc_80>Beheer financiën lokaal, analyseer gegevens en bereik spaardoelen</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26 is een financiële software ontworpen om persoonlijke financiële activiteiten bij te houden en te analyseren. Beheer eenvoudig inkomsten, uitgaven, budgetten en spaardoelen. Alle gegevens zijn veilig versleuteld en opgeslagen op lokale PC&#039;s, geen Cloud service nodig.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26 is een financiële software ontworpen om persoonlijke financiële activiteiten bij te houden en te analyseren. Beheer eenvoudig inkomsten, uitgaven, budgetten en spaardoelen. Alle gegevens zijn veilig versleuteld en opgeslagen op lokale PC&#039;s, geen Cloud service nodig.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26 biedt jou krachtige tools voor het beheren en analyseren van persoonlijke financiën. Met de software kunnen gebruikers inkomsten en uitgaven bijhouden, budgetten instellen en spaardoelen plannen op basis van individuele behoeften. Terugkerende uitgaven zoals huur of verzekeringen kunnen ook worden meegenomen. Met duidelijke categorieën en intuïtieve grafieken worden uitgavenpatronen direct zichtbaar, waardoor het eenvoudig wordt om potentiële besparingen te identificeren. Een belangrijk kenmerk is de lokale gegevensopslag: Alle financiële informatie wordt veilig opgeslagen op lokale pc&#039;s en versleuteld met een persoonlijk wachtwoord. Dit garandeert maximale gegevensprivacy zonder tussenkomst van de Cloud. De gebruiksvriendelijke interface biedt diepgaande inzichten, inclusief jaarlijkse vergelijkingen, budgetopvolging en een flexibele zoekfunctie. Gegevens kunnen worden geïmporteerd vanuit Excel- of mt940-indelingen en naar behoefte worden geëxporteerd naar Excel- of CSV-bestanden. Ashampoo Money 26 is ideaal voor gebruikers die hun financiën zelfstandig willen beheren zonder bankintegratie of clouddiensten. De software richt zich op privacy, duidelijkheid en efficiëntie, waardoor het een betrouwbaar hulpmiddel is voor persoonlijke financiële planning en optimalisatie direct op de eigen computer van de gebruiker.

                    - Levenslange licentie ‒ voor altijd te gebruiken
- Lokale gegevensopslag met encryptie
- Zoek op beschrijving, afzender of ontvanger
</Char_Desc_2000>
                            </Dutch>
                    <French>
                                    <Keywords>assistant financier, budget du ménage, gestion financière, Ashampoo Money Pro, atteindre les objectifs d&#039;épargne, aperçu des mouvements des comptes, analyse financière, gestion du budget, revenus et dépenses, gestion des coûts fixes, représentation financière graphique, contrôle financier, import export Excel, normes de sécurité des données bancaires, comparaison financière annuelle, découverte du potentiel d&#039;économies, coûts variables et fixes, banques européennes, analyse des transactions</Keywords>
                                                    <Char_Desc_45>Planification financière locale avec confidentialité et transparence</Char_Desc_45>
                                                    <Char_Desc_80>Gère tes finances localement, analyse tes données et atteins tes objectifs d&#039;épargne.</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26 est un logiciel financier conçu pour suivre et analyser les activités financières personnelles. Il permet de gérer facilement les revenus, les dépenses, les budgets et les objectifs d&#039;épargne. Toutes les données sont cryptées en toute sécurité et stockées sur des PC locaux, sans avoir recours à un service en Nuage.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26 est un logiciel financier conçu pour suivre et analyser les activités financières personnelles. Il permet de gérer facilement les revenus, les dépenses, les budgets et les objectifs d&#039;épargne. Toutes les données sont cryptées en toute sécurité et stockées sur des PC locaux, sans avoir recours à un service en Nuage.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26 offre des outils puissants pour la gestion et l&#039;analyse des finances personnelles. Le logiciel permet aux utilisateurs de suivre leurs revenus et leurs dépenses, d&#039;établir des budgets et de planifier des objectifs d&#039;épargne en fonction de leurs besoins individuels. Les dépenses récurrentes telles que le loyer ou l&#039;assurance peuvent également être prises en compte. Grâce à des catégories claires et à des graphiques intuitifs, les habitudes de dépenses deviennent instantanément visibles, ce qui permet d&#039;identifier facilement les économies potentielles. Le stockage des données en local uniquement est une caractéristique essentielle : Toutes les informations financières sont sauvegardées en toute sécurité sur des PC locaux et cryptées à l&#039;aide d&#039;un mot de passe personnel. Cela garantit une confidentialité maximale des données sans aucune intervention de l&#039;informatique en nuage. L&#039;interface conviviale fournit des informations approfondies, notamment des comparaisons annuelles, un suivi budgétaire et une fonction de recherche flexible. Les données peuvent être importées à partir d&#039;Excel ou de formats mt940 et exportées vers des fichiers Excel ou CSV selon les besoins. Ashampoo Money 26 est idéal pour les utilisateurs qui souhaitent gérer leurs finances de manière indépendante, sans intégration bancaire ni services en nuage. Le logiciel se concentre sur la confidentialité, la clarté et l&#039;efficacité, ce qui en fait un outil fiable pour la planification et l&#039;optimisation des finances personnelles directement sur l&#039;ordinateur de l&#039;utilisateur.

                    - Licence à vie ‒ utilise le programme jusqu&#039;à « la fin des temps »
- Stockage local des données avec encryptage
- Fais une recherche par description, expéditeur ou destinataire
</Char_Desc_2000>
                            </French>
                    <Hungarian>
                                    <Keywords>pénzügyi asszisztens, háztartási költségvetés, pénzügyi menedzsment, Ashampoo Money Pro, megtakarítási célok elérése, számlamozgások áttekintése, pénzügyi elemzés, költségvetés-kezelés, jövedelem és kiadások, fix költségek kezelése, grafikus pénzügyi ábrázolás, pénzügyi ellenőrzés, Excel import export, banki adatbiztonsági szabványok, éves pénzügyi összehasonlítás, megtakarítási potenciál felfedezése, változó és fix költségek, európai bankok, tranzakciós elemzés</Keywords>
                                                    <Char_Desc_45>Helyi pénzügyi tervezés adatvédelemmel és átláthatósággal</Char_Desc_45>
                                                    <Char_Desc_80>Kezeld helyben a pénzügyeidet, elemezd az adatokat, és érd el a megtakarítási céljaidat.</Char_Desc_80>
                                                    <Char_Desc_250>Az Ashampoo Money 26 egy pénzügyi szoftver, amely a személyes pénzügyi tevékenységek nyomon követésére és elemzésére szolgál. Könnyedén kezelheted a bevételeket, kiadásokat, költségvetéseket és megtakarítási célokat. Minden adat biztonságosan titkosítva és helyben tárolva van a számítógépen, nem szükséges felhőszolgáltatás.</Char_Desc_250>
                                                    <Char_Desc_450>Az Ashampoo Money 26 egy pénzügyi szoftver, amely a személyes pénzügyi tevékenységek nyomon követésére és elemzésére szolgál. Könnyedén kezelheted a bevételeket, kiadásokat, költségvetéseket és megtakarítási célokat. Minden adat biztonságosan titkosítva és helyben tárolva van a számítógépen, nem szükséges felhőszolgáltatás.</Char_Desc_450>
                                                    <Char_Desc_2000>Az Ashampoo Money 26 erőteljes eszközöket kínál a személyes pénzügyek kezelésére és elemzésére. A szoftver lehetővé teszi a felhasználók számára, hogy nyomon kövessék a bevételeket és kiadásokat, költségvetéseket állítsanak be, valamint megtakarítási célokat tűzzenek ki az egyéni igények alapján. Az ismétlődő kiadások, mint például a bérleti díj vagy biztosítás is figyelembe vehetők. A világos kategóriák és intuitív diagramok segítségével azonnal láthatóvá válnak a kiadási szokások, így könnyen felismerhetők a potenciális megtakarítások. Egy fontos jellemző a helyi tárolás: Minden pénzügyi adat biztonságosan tárolódik a helyi számítógépeken, és személyes jelszóval van titkosítva. Ez biztosítja a maximális adatvédelmet, anélkül, hogy felhőszolgáltatásokra lenne szükség. A felhasználóbarát felület részletes betekintést nyújt, beleértve az éves összehasonlításokat, a költségvetés nyomon követését és a rugalmas keresési funkciót. Az adatok importálhatók Excel vagy mt940 formátumból, és szükség esetén Excel vagy CSV fájlokba exportálhatók. Az Ashampoo Money 26 ideális azoknak a felhasználóknak, akik önállóan szeretnék kezelni pénzügyeiket, anélkül, hogy banki integrációra vagy felhőszolgáltatásokra lenne szükségük. A szoftver a magánéletre, világosságra és hatékonyságra összpontosít, így megbízható eszköz a személyes pénzügyi tervezéshez és optimalizáláshoz közvetlenül a felhasználó saját számítógépén.

                    - Élethosszig tartó licenc - örökké használható
- Helyi adattárolás titkosítással
- Keresés leírás, feladó vagy címzett alapján
</Char_Desc_2000>
                            </Hungarian>
                    <Russian>
                                    <Keywords>финансовый помощник, бюджет семьи, управление финансами, Ashampoo Money Pro, достижение сберегательных целей, обзор движения счетов, финансовый анализ, управление бюджетом, доходами и расходами, управление постоянными затратами, графическое финансовое представление, финансовый чек, импорт-экспорт Excel, стандарты безопасности банковских данных, ежегодное финансовое сравнение, выявление потенциала сбережений, переменные и постоянные затраты, европейские банки, анализ транзакций</Keywords>
                                                    <Char_Desc_45>Локальное финансовое планирование с конфиденциальностью и прозрачностью</Char_Desc_45>
                                                    <Char_Desc_80>Управляйте финансами локально, анализируйте данные и достигайте целей по экономии</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26 - это финансовое программное обеспечение, предназначенное для отслеживания и анализа личной финансовой деятельности. Вы можете легко управлять доходами, расходами, бюджетами и целями сбережений. Все данные надежно зашифрованы и хранятся на локальных компьютерах, облачные сервисы не требуются.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26 - это финансовое программное обеспечение, предназначенное для отслеживания и анализа личной финансовой деятельности. Вы можете легко управлять доходами, расходами, бюджетами и целями сбережений. Все данные надежно зашифрованы и хранятся на локальных компьютерах, облачные сервисы не требуются.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26 предлагает мощные инструменты для управления и анализа личных финансов. Программа позволяет отслеживать доходы и расходы, составлять бюджеты и планировать сбережения в соответствии с индивидуальными потребностями. Кроме того, в программе можно учитывать периодические расходы, такие как арендная плата или страхование. Четкие категории и интуитивно понятные графики позволяют мгновенно увидеть структуру расходов, что облегчает поиск возможностей для экономии. Ключевой особенностью является локальное хранение данных: вся финансовая информация надежно хранится на локальных компьютерах и шифруется персональным паролем. Это обеспечивает максимальную конфиденциальность данных без участия облака. Удобный интерфейс обеспечивает глубокое понимание, включая сравнение за год, отслеживание бюджета и гибкую функцию поиска. Данные можно импортировать из форматов Excel или mt940 и при необходимости экспортировать в файлы Excel или CSV. Ashampoo Money 26 идеально подходит для пользователей, которые хотят управлять своими финансами самостоятельно, без интеграции с банками или облачными сервисами. Программа ориентирована на конфиденциальность, ясность и эффективность, что делает ее надежным инструментом для планирования и оптимизации личных финансов прямо на компьютере пользователя.

                    - Пожизненная лицензия. Пользуйтесь вечно
- Локальное хранение данных с шифрованием
- Поиск по описанию, отправителю или получателю
</Char_Desc_2000>
                            </Russian>
                    <Polish>
                                    <Keywords>asystent finansowy, budżet gospodarstwa domowego, zarządzanie finansami, Ashampoo Money Pro, osiągnięcie celów oszczędnościowych, przegląd ruchów rachunków, analiza finansowa, zarządzanie budżetem, dochody i wydatki, zarządzanie kosztami stałymi, graficzna reprezentacja finansowa, kontrola finansowa, eksport importu Excel, standardy bezpieczeństwa danych bankowych, roczne porównanie finansowe, odkryj potencjał oszczędności, koszty zmienne i stałe, banki europejskie, analiza transakcji</Keywords>
                                                    <Char_Desc_45>Lokalny plan finansowy z zachowaniem prywatności i przejrzystości</Char_Desc_45>
                                                    <Char_Desc_80>Zarządzaj finansami lokalnie, analizuj dane i osiągaj cele oszczędnościowe</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26 to oprogramowanie finansowe przeznaczone do śledzenia i analizowania osobistych działań finansowych. Łatwe zarządzanie dochodami, wydatkami, budżetami i celami oszczędnościowymi. Wszystkie dane są bezpiecznie szyfrowane i przechowywane na lokalnych komputerach, nie jest wymagana usługa w chmurze.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26 to oprogramowanie finansowe przeznaczone do śledzenia i analizowania osobistych działań finansowych. Łatwe zarządzanie dochodami, wydatkami, budżetami i celami oszczędnościowymi. Wszystkie dane są bezpiecznie szyfrowane i przechowywane na lokalnych komputerach, nie jest wymagana usługa w chmurze.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26 oferuje potężne narzędzia do zarządzania i analizowania finansów osobistych. Oprogramowanie pozwala użytkownikom śledzić dochody i wydatki, ustalać budżety i planować cele oszczędnościowe w oparciu o indywidualne potrzeby. Powtarzające się wydatki, takie jak czynsz lub ubezpieczenie, również mogą być uwzględnione. Dzięki przejrzystym kategoriom i intuicyjnym wykresom wzorce wydatków stają się natychmiast widoczne, co ułatwia identyfikację potencjalnych oszczędności. Kluczową cechą jest lokalne przechowywanie danych: Wszystkie informacje finansowe są bezpiecznie zapisywane na lokalnych komputerach i szyfrowane osobistym hasłem. Zapewnia to maksymalną prywatność danych bez żadnego udziału chmury. Przyjazny dla użytkownika interfejs zapewnia dogłębne informacje, w tym porównania roczne, śledzenie budżetu i elastyczną funkcję wyszukiwania. Dane można importować z formatów Excel lub MT940 i eksportować do plików Excel lub CSV w razie potrzeby. Ashampoo Money 26 jest idealne dla użytkowników, którzy chcą samodzielnie zarządzać swoimi finansami bez integracji z bankiem lub usługami w chmurze. Oprogramowanie koncentruje się na prywatności, przejrzystości i wydajności, co czyni je niezawodnym narzędziem do osobistego planowania finansowego i optymalizacji bezpośrednio na komputerze użytkownika.

                    - Licencja dożywotnia – używaj jej wiecznie
- Lokalne przechowywanie danych z szyfrowaniem
- Szukaj według opisu, nadawcy lub odbiorcy
</Char_Desc_2000>
                            </Polish>
                    <Italian>
                                    <Keywords>assistente finanziario, bilancio familiare, gestione finanziaria, Ashampoo Money Pro, raggiungimento degli obiettivi di risparmio, panoramica dei movimenti dei conti, analisi finanziaria, gestione del budget, entrate e spese, gestione dei costi fissi, rappresentazione finanziaria grafica, controllo finanziario, esportazione delle importazioni di Excel, standard di sicurezza dei dati bancari, confronto finanziario annuale, scoperta del potenziale di risparmio, costi variabili e fissi, banche europee, analisi delle transazioni</Keywords>
                                                    <Char_Desc_45>Pianificazione finanziaria locale con riservatezza e trasparenza</Char_Desc_45>
                                                    <Char_Desc_80>Gestisci le finanze a livello locale, analizza i dati e raggiungi gli obiettivi di risparmio</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26 è un software finanziario progettato per tracciare e analizzare le attività finanziarie personali. Gestisci facilmente entrate, spese, budget e obiettivi di risparmio. Tutti i dati sono crittografati in modo sicuro e archiviati su PC locali, non è richiesto alcun servizio cloud.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26 è un software finanziario progettato per tracciare e analizzare le attività finanziarie personali. Gestisci facilmente entrate, spese, budget e obiettivi di risparmio. Tutti i dati sono crittografati in modo sicuro e archiviati su PC locali, non è richiesto alcun servizio cloud.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26 offre potenti strumenti per la gestione e l&#039;analisi delle finanze personali. Il software consente agli utenti di tenere traccia di entrate e spese, impostare budget e pianificare obiettivi di risparmio in base alle esigenze individuali. È possibile anche tenere conto di spese ricorrenti come affitto o assicurazione. Con categorie chiare e grafici intuitivi, i modelli di spesa diventano immediatamente visibili, semplificando l&#039;identificazione di potenziali risparmi. Una caratteristica fondamentale è l&#039;archiviazione dei dati solo locale: tutte le informazioni finanziarie vengono salvate in modo sicuro su PC locali e crittografate con una password personale. Ciò garantisce la massima riservatezza dei dati senza alcun coinvolgimento del cloud. L&#039;interfaccia intuitiva fornisce approfondimenti approfonditi, tra cui confronti annuali, monitoraggio del budget e una funzione di ricerca flessibile. I dati possono essere importati da formati Excel o mt940 ed esportati in file Excel o CSV in base alle esigenze. Ashampoo Money 26 è ideale per gli utenti che desiderano gestire le proprie finanze in modo indipendente senza integrazione bancaria o servizi cloud. Il software si concentra su privacy, chiarezza ed efficienza, rendendolo uno strumento affidabile per la pianificazione e l&#039;ottimizzazione finanziaria personale direttamente sul computer dell&#039;utente.

                    - Licenza a vita: usala per sempre
- Archiviazione dati locale con crittografia
- Cerca per descrizione, mittente o destinatario
</Char_Desc_2000>
                            </Italian>
                    <Norwegian>
                                    <Keywords>finansiell assistent, husholdningsbudsjett, økonomistyring, Ashampoo Money Pro, oppnå sparemål, oversikt over kontobevegelser, finansiell analyse, budsjettstyring, inntekter og utgifter, styring av faste kostnader, grafisk økonomisk representasjon, finansiell sjekk, Excel-importeksport, bankdatasikkerhetsstandarder, årlig økonomisk sammenligning, oppdage sparepotensial, variable og faste kostnader, europeiske banker, transaksjonsanalyse</Keywords>
                                                    <Char_Desc_45>Lokal økonomisk planlegging sikrer personvernet</Char_Desc_45>
                                                    <Char_Desc_80>Administrer økonomien lokalt på din PC, analyser data og nå sparemål</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26 er en finansprogramvare utviklet for å spore og analysere personlige økonomiske aktiviteter. Administrer enkelt inntekter, utgifter, budsjetter og sparemål. Alle data er sikkert kryptert og lagret på lokale PC-er, ingen skytjeneste kreves.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26 er en finansprogramvare utviklet for å spore og analysere personlige økonomiske aktiviteter. Administrer enkelt inntekter, utgifter, budsjetter og sparemål. Alle data er sikkert kryptert og lagret på lokale PC-er, ingen skytjeneste kreves.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26 tilbyr kraftige verktøy for å administrere og analysere personlig økonomi. Programvaren lar brukere spore inntekter og utgifter, sette budsjetter og planlegge sparemål basert på individuelle behov. Gjentakende utgifter som husleie eller forsikring kan også tas med i beregningen. Med klare kategorier og intuitive diagrammer blir forbruksmønstrene umiddelbart synlige, noe som gjør det enkelt å identifisere potensielle besparelser. En nøkkelfunksjon er den lokale datalagringen: All økonomisk informasjon lagres sikkert på lokale PC-er og krypteres med et personlig passord. Dette sikrer maksimalt personvern for data uten skyinvolvering. Det brukervennlige grensesnittet gir dyptgående innsikt, inkludert årlige sammenligninger, budsjettsporing og en fleksibel søkefunksjon. Data kan importeres fra Excel- eller mt940-formater og eksporteres til Excel- eller CSV-filer etter behov. Ashampoo Money 26 er ideell for brukere som ønsker å administrere sin økonomi uavhengig uten bankintegrasjon eller skytjenester. Programvaren fokuserer på personvern, oversikt og effektivitet, noe som gjør den til et pålitelig verktøy for personlig økonomisk planlegging og optimalisering direkte på brukerens egen datamaskin.

                    - Livstidslisens – bruk den for alltid
- Lokal datalagring med kryptering
- Søk etter beskrivelse, avsender eller mottaker
</Char_Desc_2000>
                            </Norwegian>
                    <Portuguese>
                                    <Keywords>assistente financeiro, orçamento familiar, gestão financeira, Ahampoo Money Pro, atingir objetivos de poupança, visão geral dos movimentos das contas, análise financeira, gestão orçamental, receitas e despesas, gestão de custos fixos, representação financeira gráfica, verificação financeira, exportação de importação do Excel, padrões de segurança de dados bancários, comparação financeira anual, descobrir potencial de poupança, custos variáveis e fixos, bancos europeus, análise de transações</Keywords>
                                                    <Char_Desc_45>Planeamento financeiro local com privacidade e transparência</Char_Desc_45>
                                                    <Char_Desc_80>Controle as finanças localmente, analise os dados, e atinja as suas metas de poupança</Char_Desc_80>
                                                    <Char_Desc_250>O Ashampoo Money 26 é um programa financeiro criado para monitorizar e analisar as atividades financeiras pessoais. 
Controle facilmente as receitas, despesas, orçamentos, e as metas de poupança. 
Todos os dados são encriptados e guardados com segurança nos PCs locais, não é necessário serviço na nuvem.</Char_Desc_250>
                                                    <Char_Desc_450>O Ashampoo Money 26 é um programa financeiro criado para monitorizar e analisar as atividades financeiras pessoais. 
Controle facilmente as receitas, despesas, orçamentos, e as metas de poupança. 
Todos os dados são encriptados e guardados com segurança nos PCs locais, não é necessário serviço na nuvem.</Char_Desc_450>
                                                    <Char_Desc_2000>O Ashampoo Money 26 oferece ferramentas poderosas para gerir e analisar as finanças pessoais. 
O programa permite que os utilizadores monitorizem as receitas e despesas, definam orçamentos e planeiem as metas de poupança com base nas necessidades individuais. 
As despesas recorrentes, tais como a renda ou seguro, também podem ser levadas em consideração. 
Com categorias claras e gráficos intuitivos, os padrões de gastos tornam-se instantaneamente visíveis, facilitando a identificação de possíveis poupanças. 
Uma funcionalidade importante é o armazenamento de dados somente local: toda a informação financeira é guardada com segurança nos PCs locais e encriptada com uma palavra-passe pessoal. 
Isto garante a máxima privacidade dos dados sem qualquer envolvimento na nuvem. 
A interface amigável fornece informação detalhada, incluindo comparações anuais, monitorização do orçamento e uma função de pesquisa flexível. 
Os dados podem ser importados nos formatos Excel ou MT940 e exportados para ficheiros Excel ou CSV, conforme necessário. 
O Ashampoo Money 26 é ideal para os utilizadores que desejam gerir as suas finanças de uma forma independente sem integração bancária ou serviços na nuvem. 
O programa concentra-se na privacidade, clareza e eficiência, tornando-o numa ferramenta confiável para o planeamento e otimização financeira pessoal diretamente no próprio computador do utilizador.

                    - Licença vitalícia – utilize-a para sempre
- Armazenamento de dados local com encriptação
- Pesquisar por descrição, remetente, ou destinatário
</Char_Desc_2000>
                            </Portuguese>
                    <Spanish>
                                    <Keywords>asistente financiero, presupuesto familiar, gestión financiera, Ashampoo Money Pro, logro de objetivos de ahorro, descripción general de los movimientos de las cuentas, análisis financiero, gestión del presupuesto, ingresos y gastos, gestión de costos fijos, representación financiera gráfica, verificación financiera, importación y exportación de Excel, estándares de seguridad de datos bancarios, comparación financiera anual, descubra el potencial de ahorro, costos variables y fijos, bancos europeos, análisis de transacciones</Keywords>
                                                    <Char_Desc_45>Planificación financiera local con privacidad y transparencia</Char_Desc_45>
                                                    <Char_Desc_80>Gestionar las finanzas localmente, analizar datos y alcanzar objetivos de ahorro.</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26 es un software financiero diseñado para seguir y analizar las actividades financieras personales. Gestiona fácilmente ingresos, gastos, presupuestos y objetivos de ahorro. Todos los datos se encriptan de forma segura y se almacenan en PCs locales, sin necesidad de servicios en la nube.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26 es un software financiero diseñado para seguir y analizar las actividades financieras personales. Gestiona fácilmente ingresos, gastos, presupuestos y objetivos de ahorro. Todos los datos se encriptan de forma segura y se almacenan en PCs locales, sin necesidad de servicios en la nube.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26 ofrece potentes herramientas para gestionar y analizar las finanzas personales. El software permite a los usuarios realizar un seguimiento de los ingresos y gastos, establecer presupuestos y planificar objetivos de ahorro en función de las necesidades individuales. También se pueden tener en cuenta gastos recurrentes como el alquiler o los seguros. Con categorías claras y gráficos intuitivos, los patrones de gasto se hacen visibles al instante, lo que facilita la identificación de posibles ahorros. Una característica clave es el almacenamiento de datos exclusivamente local: Toda la información financiera se guarda de forma segura en ordenadores locales y se cifra con una contraseña personal. Esto garantiza la máxima privacidad de los datos sin que intervenga la nube. La interfaz, fácil de usar, ofrece información detallada, como comparaciones anuales, seguimiento presupuestario y una función de búsqueda flexible. Los datos se pueden importar desde Excel o formatos mt940 y exportar a Excel o archivos CSV según sea necesario. Ashampoo Money 26 es ideal para usuarios que desean gestionar sus finanzas de forma independiente, sin integración bancaria ni servicios en la nube. El software se centra en la privacidad, claridad y eficiencia, haciéndolo una herramienta fiable para la planificación y optimización financiera personal directamente en el propio ordenador del usuario.

                    - Licencia de por vida - utilízala para siempre
- Almacenamiento local de datos con encriptación
- Búsqueda por descripción, remitente o destinatario
</Char_Desc_2000>
                            </Spanish>
                    <Swedish>
                                    <Keywords>finansiell assistent, hushållsbudget, ekonomisk förvaltning, Ashampoo Money Pro, uppnå sparmål, översikt över kontorörelser, finansiell analys, budgethantering, intäkter och kostnader, hantering av fasta kostnader, grafisk ekonomisk representation, finansiell kontroll, Excel-importexport, bankdatasäkerhetsstandarder, årlig ekonomisk jämförelse, upptäck besparingspotential, rörliga och fasta kostnader, europeiska banker, transaktionsanalys</Keywords>
                                                    <Char_Desc_45>Lokal finansiell planering med integritet och transparens</Char_Desc_45>
                                                    <Char_Desc_80>Hantera din ekonomi lokalt, analysera data och nå dina sparmål.</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26 är en ekonomisoftvara designad för att spåra och analysera personliga ekonomiska aktiviteter. Hantera enkelt inkomster, utgifter, budgetar och sparmål. All data är säkert krypterad och lagras lokalt på din PC, ingen molntjänst krävs.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26 är en ekonomisoftvara designad för att spåra och analysera personliga ekonomiska aktiviteter. Hantera enkelt inkomster, utgifter, budgetar och sparmål. All data är säkert krypterad och lagras lokalt på din PC, ingen molntjänst krävs.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26 erbjuder kraftfulla verktyg för att hantera och analysera personlig ekonomi. Programmet gör det möjligt för användare att spåra inkomster och utgifter, sätta upp budgetar och planera sparmål baserat på individuella behov. Återkommande utgifter som hyra eller försäkring kan också beaktas. Med tydliga kategorier och intuitiva diagram blir utgiftsmönster omedelbart synliga, vilket gör det lätt att identifiera potentiella besparingar. En nyckelfunktion är lokal lagring av data: All ekonomisk information sparas säkert på lokala datorer och krypteras med ett personligt lösenord. Detta garanterar maximal datasekretess utan att använda någon molntjänst. Den användarvänliga gränssnittet ger djupgående insikter, inklusive årliga jämförelser, budgetuppföljning och en flexibel sökfunktion. Data kan importeras från Excel eller mt940-format och exporteras till Excel eller CSV-filer vid behov. Ashampoo Money 26 är idealiskt för användare som vill hantera sin ekonomi självständigt utan bankintegration eller molntjänster. Programmet fokuserar på sekretess, tydlighet och effektivitet, vilket gör det till ett pålitligt verktyg för personlig ekonomisk planering och optimering direkt på användarens egen dator.

                    - Livstidslicens - använd det för alltid
- Lokal datalagring med kryptering
- Sök efter beskrivning, avsändare eller mottagare
</Char_Desc_2000>
                            </Swedish>
                    <Turkish>
                                    <Keywords>finansal asistan, hane bütçesi, finansal yönetim, Ashampoo Money Pro, tasarruf hedeflerine ulaşmak, hesap hareketlerine genel bakış, finansal analiz, bütçe yönetimi, gelir ve giderler, sabit maliyet yönetimi, grafiksel finansal temsil, finansal kontrol, Excel ithalat ihracatı, banka veri güvenliği standartları, yıllık finansal karşılaştırma, tasarruf potansiyelini keşfedin, değişken ve sabit maliyetler, Avrupa bankaları, işlem analizi</Keywords>
                                                    <Char_Desc_45>Gizlilik ve şeffaflık ile yerel finansal planlama</Char_Desc_45>
                                                    <Char_Desc_80>Finansmanı yerel olarak yönetin, verileri analiz edin ve tasarruf hedeflerine ulaşın</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26, kişisel finansal faaliyetleri izlemek ve analiz etmek için tasarlanmış bir finans yazılımıdır. Gelir, gider, bütçe ve tasarruf hedeflerini kolayca yönetin. Tüm veriler güvenli bir şekilde şifrelenir ve yerel bilgisayarlarda saklanır, bulut hizmeti gerekmez.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26, kişisel finansal faaliyetleri izlemek ve analiz etmek için tasarlanmış bir finans yazılımıdır. Gelir, gider, bütçe ve tasarruf hedeflerini kolayca yönetin. Tüm veriler güvenli bir şekilde şifrelenir ve yerel bilgisayarlarda saklanır, bulut hizmeti gerekmez.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26, kişisel finansmanı yönetmek ve analiz etmek için güçlü araçlar sunar. Yazılım, kullanıcıların gelir ve giderlerini takip etmelerine, bütçe belirlemelerine ve bireysel ihtiyaçlara göre tasarruf hedefleri planlamalarına olanak tanır. Kira veya sigorta gibi yinelenen giderler de hesaba katılabilir. Net kategoriler ve sezgisel grafikler sayesinde harcama kalıpları anında görülebilir hale gelir ve potansiyel tasarrufların belirlenmesini kolaylaştırır. Önemli bir özellik de yalnızca yerel veri depolamasıdır: Tüm finansal bilgiler yerel bilgisayarlara güvenli bir şekilde kaydedilir ve kişisel bir şifre ile şifrelenir. Bu, herhangi bir bulut müdahalesi olmadan maksimum veri gizliliği sağlar. Kullanıcı dostu arayüz, yıllık karşılaştırmalar, bütçe takibi ve esnek bir arama işlevi dahil olmak üzere derinlemesine bilgiler sağlar. Veriler Excel veya mt940 formatlarından içe aktarılabilir ve gerektiğinde Excel veya CSV dosyalarına aktarılabilir. Ashampoo Money 26, banka entegrasyonu veya bulut hizmetleri olmadan mali durumlarını bağımsız olarak yönetmek isteyen kullanıcılar için idealdir. Yazılım gizlilik, netlik ve verimliliğe odaklanarak, doğrudan kullanıcının kendi bilgisayarında kişisel finansal planlama ve optimizasyon için güvenilir bir araç haline getirir.

                    - Ömür boyu lisans - sonsuza kadar kullanın
- Şifreleme ile yerel veri depolama Özellikler
- Açıklama, gönderen veya alıcıya göre arama
</Char_Desc_2000>
                            </Turkish>
                    <Danish>
                                    <Keywords>finansiel assistent, husholdningsbudget, økonomistyring, Ashampoo Money Pro, opnå opsparingsmål, oversigt over kontobevægelser, økonomisk analyse, budgetstyring, indtægter og udgifter, styring af faste omkostninger, grafisk økonomisk repræsentation, finansiel kontrol, Excel-importeksport, bankdatasikkerhedsstandarder, årlig økonomisk sammenligning, opdag besparelsespotentiale, variable og faste omkostninger, europæiske banker, transaktionsanalyse</Keywords>
                                                    <Char_Desc_45>Lokal økonomisk planlægning med privatliv og gennemsigtighed</Char_Desc_45>
                                                    <Char_Desc_80>Administrér din økonomi lokalt, analyser data, og nå dine opsparingsmål.</Char_Desc_80>
                                                    <Char_Desc_250>Ashampoo Money 26 er en finanssoftware, der er designet til at spore og analysere personlige økonomiske aktiviteter. Håndter nemt indkomst, udgifter, budgetter og opsparingsmål. Alle data er sikkert krypteret og lagret lokalt på din pc, ingen cloudtjeneste er nødvendig.</Char_Desc_250>
                                                    <Char_Desc_450>Ashampoo Money 26 er en finanssoftware, der er designet til at spore og analysere personlige økonomiske aktiviteter. Håndter nemt indkomst, udgifter, budgetter og opsparingsmål. Alle data er sikkert krypteret og lagret lokalt på din pc, ingen cloudtjeneste er nødvendig.</Char_Desc_450>
                                                    <Char_Desc_2000>Ashampoo Money 26 tilbyder kraftfulde værktøjer til at styre og analysere personlig økonomi. Softwaren giver brugerne mulighed for at spore indtægter og udgifter, oprette budgetter og planlægge opsparingsmål baseret på individuelle behov. Regelmæssige udgifter såsom husleje eller forsikring kan også tages i betragtning. Med klare kategorier og intuitive diagrammer bliver udgiftsmønstre straks synlige, hvilket gør det nemt at identificere potentielle besparelser. En vigtig funktion er lokal datalagring: Alle økonomiske oplysninger gemmes sikkert på lokale computere og krypteres med et personligt password. Dette sikrer maksimal databeskyttelse uden brug af cloudtjenester. Den brugervenlige grænseflade giver dybdegående indsigt, herunder årlige sammenligninger, budgetsporing og en fleksibel søgefunktion. Data kan importeres fra Excel eller mt940-formater og eksporteres til Excel eller CSV-filer efter behov. Ashampoo Money 26 er ideel for brugere, der ønsker at styre deres økonomi uafhængigt uden bankintegration eller cloudtjenester. Softwaren fokuserer på privatliv, klarhed og effektivitet og er et pålideligt værktøj til personlig økonomisk planlægning og optimering direkte på brugerens egen computer.

                    - Livstidslicens - brug den for evigt
- Lokal datalagring med kryptering
- Søg efter beskrivelse, afsender eller modtager
</Char_Desc_2000>
                            </Danish>
                    <Greek>
                                    <Keywords>οικονομικός βοηθός, προϋπολογισμός νοικοκυριού, οικονομική διαχείριση, Ashampoo Money Pro, επίτευξη στόχων αποταμίευσης, επισκόπηση κινήσεων λογαριασμού, οικονομική ανάλυση, διαχείριση προϋπολογισμού, έσοδα και έξοδα, διαχείριση σταθερού κόστους, γραφική οικονομική αναπαράσταση, οικονομικός έλεγχος, εξαγωγές εισαγωγών Excel, πρότυπα ασφάλειας τραπεζικών δεδομένων, ετήσια οικονομική σύγκριση, ανακαλύψτε δυνατότητες αποταμίευσης, μεταβλητό και σταθερό κόστος, ευρωπαϊκές τράπεζες, ανάλυση συναλλαγών</Keywords>
                                                    <Char_Desc_45>Τοπικός χρηματοοικονομικός σχεδιασμός με ιδιωτικότητα και διαφάνεια</Char_Desc_45>
                                                    <Char_Desc_80>Διαχειριστείτε τα οικονομικά τοπικά, αναλύστε τα δεδομένα και πετύχετε τους στόχους αποταμίευσής σας</Char_Desc_80>
                                                    <Char_Desc_250>Το Ashampoo Money 26 είναι ένα λογισμικό οικονομικών σχεδιασμένο για την παρακολούθηση και ανάλυση των προσωπικών χρηματοοικονομικών δραστηριοτήτων. Διαχειριστείτε εύκολα τα έσοδα, τα έξοδα, τους προϋπολογισμούς και τους στόχους αποταμίευσης. Όλα τα δεδομένα είναι κρυπτογραφημένα με ασφάλεια και αποθηκευμένα σε τοπικούς υπολογιστές, χωρίς να απαιτείται χρήση cloud.</Char_Desc_250>
                                                    <Char_Desc_450>Το Ashampoo Money 26 είναι ένα λογισμικό οικονομικών σχεδιασμένο για την παρακολούθηση και ανάλυση των προσωπικών χρηματοοικονομικών δραστηριοτήτων. Διαχειριστείτε εύκολα τα έσοδα, τα έξοδα, τους προϋπολογισμούς και τους στόχους αποταμίευσης. Όλα τα δεδομένα είναι κρυπτογραφημένα με ασφάλεια και αποθηκευμένα σε τοπικούς υπολογιστές, χωρίς να απαιτείται χρήση cloud.</Char_Desc_450>
                                                    <Char_Desc_2000>Το Ashampoo Money 26 προσφέρει ισχυρά εργαλεία για τη διαχείριση και ανάλυση των προσωπικών οικονομικών. Το λογισμικό επιτρέπει στους χρήστες να παρακολουθούν τα έσοδα και τα έξοδα, να ορίζουν προϋπολογισμούς και να σχεδιάζουν στόχους αποταμίευσης βάσει των ατομικών τους αναγκών. Μπορούν επίσης να λαμβάνονται υπόψη επαναλαμβανόμενα έξοδα, όπως το ενοίκιο ή η ασφάλεια. Με σαφείς κατηγορίες και ευδιάκριτα γραφήματα, τα πρότυπα δαπανών γίνονται άμεσα ορατά, διευκολύνοντας την ταυτοποίηση δυνητικών ευκαιριών για εξοικονόμηση. Ένα βασικό χαρακτηριστικό είναι η αποθήκευση δεδομένων μόνο τοπικά: Όλες οι χρηματοοικονομικές πληροφορίες αποθηκεύονται με ασφάλεια σε τοπικούς υπολογιστές και κρυπτογραφούνται με προσωπικό κωδικό πρόσβασης. Αυτό εξασφαλίζει μέγιστη ιδιωτικότητα των δεδομένων χωρίς καμία εμπλοκή του cloud. Η φιλική προς τον χρήστη διεπαφή παρέχει λεπτομερείς αναλύσεις, συμπεριλαμβανομένων ετήσιων συγκρίσεων, παρακολούθησης προϋπολογισμού και ευέλικτης λειτουργίας αναζήτησης. Τα δεδομένα μπορούν να εισαχθούν από μορφές Excel ή mt940 και να εξαχθούν σε αρχεία Excel ή CSV ανάλογα με τις ανάγκες. Το Ashampoo Money 26 είναι ιδανικό για χρήστες που επιθυμούν να διαχειρίζονται τα οικονομικά τους ανεξάρτητα, χωρίς ενσωμάτωση τραπεζικών υπηρεσιών ή υπηρεσιών cloud. Το λογισμικό εστιάζει στην ιδιωτικότητα, την διαύγεια και την αποδοτικότητα, καθιστώντας το ένα αξιόπιστο εργαλείο για προσωπικό οικονομικό σχεδιασμό και βελτιστοποίηση, απευθείας στον υπολογιστή του χρήστη.

                    - Άδεια εφ&#039; όρου ζωής – χρησιμοποιήστε το για πάντα
- Τοπική αποθήκευση δεδομένων με κρυπτογράφηση
- Αναζήτηση κατά περιγραφή, αποστολέα ή παραλήπτη
</Char_Desc_2000>
                            </Greek>
            </Program_Descriptions>
    <Web_Info>
        <Application_URLs>
            <Application_Info_URL>https://www.ashampoo.com/en-us/money-26</Application_Info_URL>
            <Application_Order_URL>https://shop.ashampoo.com/10/purl-onlineshop?x-source=web&amp;x-mid=web&amp;usepricescale=false&amp;cart=273832&amp;coupon=C5N-HS3-XCN&amp;x-eula=13104</Application_Order_URL>
            <Application_Screenshot_URL>https://img.ashampoo.com/images/products/13104/submit.png</Application_Screenshot_URL>
            <Application_Icon_URL>https://img.ashampoo.com/images/products/13104/icon_32x32.png</Application_Icon_URL>
            <Application_XML_File_URL>https://www.ashampoo.com/internet/padfiles/money26.xml</Application_XML_File_URL>
                    </Application_URLs>
        <Download_URLs>
            <Primary_Download_URL>https://www.ashampoo.com/ashampoo_money_26.exe</Primary_Download_URL>
            <Secondary_Download_URL/>
            <Additional_Download_URL_1/>
            <Additional_Download_URL_2/>
        </Download_URLs>
    </Web_Info>
    <Permissions>
        <Distribution_Permissions>The free or trial version can be freely distributed over the internet in an unchanged form and without any unauthorized wrapping of the installer.</Distribution_Permissions>
        <EULA> End User License Agreement (EULA)

Contractual provisions:
This EULA concerns the granting of a license for the software product to be used by you as well as any related online services by Ashampoo.

1.	Definitions:
I.	Ashampoo – refers to Ashampoo GmbH &amp; Co. KG and its sister companies Ashampoo Technology GmbH &amp; Co. KG, Ashampoo Development GmbH &amp; Co. KG and Ashampoo Systems GmbH &amp; Co. KG, with its registered office at Schafjückenweg 2 | 26180 Rastede/Germany and all other companies of the group.
II.	Terms and Conditions – means the General Terms and Conditions of Ashampoo. See www.ashampoo.com. As stated below, these terms and conditions apply in addition to and supplement the provisions of this EULA. In the event of contradictions between the two sets of rules, this EULA shall apply.
III.	Custumer – means a contractual partner of Ashampoo, i.e. both consumer and entrepreneur.
IV.	License period – begins as soon as you have activated the software or received a software key.
V.	Multiple use – means the simultaneous storage, the simultaneous retention and any other simultaneous use of software on several digital devices as well as any use of such software for which special licenses for multiple use are granted in accordance with the respective product information.

If you have any questions about the products, their services or these terms of use, please visit www.ashampoo.com or contact

Ashampoo GmbH &amp; Co. KG
Schafjückenweg 2 | 26180 Rastede/Germany
E-Mail: support@ashampoo.com 
Phone: +49 4402 9739-200*
Fax: +49 4402 9739-409

2.	Grant of the License
I.	Ashampoo grants you a non-exclusive and non-transferable right to use the software for the duration of the agreed license period, subject to any restrictions contained in this EULA or in the Terms and Conditions.
II.	If you have agreed to an automatic renewal of your license, the license period will automatically be renewed at the then effective list price. 
III.	The termination or expiration of the license granted under this Agreement will immediately end your right to use the software and the updates and upgrades. You must delete the software as well as all backup copies from your digital device.

3.	Usage
Access to the software is only permitted via the sources provided and approved by Ashampoo. You are obligated not to access the software in an unauthorized manner, e.g. by using unlicensed software clients.
The software may be protected against digital duplication and/or license abuse. Access to the online services and features of this software may require an Internet connection, an Ashampoo account, the installation of the Ashampoo App Client software as well as the activation of a product license.
Unless otherwise contractually agreed, the use of the software is limited to one digital device. For this purpose, you can use any available digital device that meets the system requirements and for which the license has been granted. If you change the digital device, the software must be removed from the digital device on which it was previously installed before it is reinstalled on another digital device. For software whose product information provide for special licenses for multiple use, multiple use is only permitted to the extent that you have purchased the corresponding type or number of licenses and received them from Ashampoo.
The software shall not be passed on to third parties without the consent of Ashampoo. In the context of the case law on used software, consent is hereby granted under the following conditions:
-	You transfer the software permanently.
-	All associated files, including the installation program, must be passed on.
-	The software must be unchanged.
-	You may not remove any product information, copyright or other proprietary notices from Ashampoo.
-	The recipient must in turn accept these Terms of Use.
-	You cease using the software and do not retain any copies or other materials. Both must be permanently deleted.
-	Each transfer of the software must include the latest update as well as all previous versions.
-	The transfer takes place only in individual cases and not on a commercial scale.
You are not permitted to revise the software, reverse engineer it, convert it into another form of expression, decompile it, disassemble it, create any derivative work(s) of it, or otherwise attempt to discover the source code of the software.

4.	Copyright
Ashampoo hereby grants you a non-exclusive, non-transferable, non-sublicensable, non-commercial and personal license to install and/or use the software (in whole or in part)(the ‚license‘), until one of the parties terminates the contractual relationship or until its possible time limit expires. There is no transfer of ownership. This is not a sales contract. Updates, patches and similar changes may be necessary in order to continue using the software on certain hardware.
All proprietary and ownership rights and all intellectual property rights relating to the software (including, but not limited to, all texts, graphics, music or sounds, all messages or information, names, themes, objects, effects, dialogues, slogans, places, diagrams, concepts, videos, audio-visual effects, domain names and all other elements belonging to the software, individually or in combination) and all copies thereof, are and remain the property of Ashampoo or its licensors. The software is protected by national and international laws, copyright treaties and agreements as well as other laws. This software may contain licensed materials and in this case, Ashampoo’s licensors may protect their rights in the event of a breach of this Agreement. Any duplication or reproduction of these licensed materials in any way and for any reason without the prior consent of Ashampoo and, where applicable, Ashampoo’s licensors and representatives, is prohibited. With the exception of the cases expressly provided for in this EULA, all rights not conferred on you by this Agreement are expressly reserved by Ashampoo. This license does not transfer any claims or ownership rights to the software.

5.	Right of Modification
Ashampoo reserves the right to make product changes, updates and revisions at its own discretion in order to further develop, improve and adapt the software to changing commercial and technical requirements. The equivalence of the performance/software is ensured. Modified, updated or revised software is subject to the terms of this License Agreement. There is no obligation to provide updated, modified or revised software.

6.	Liability for defects
I.	Ashampoo warrants remedy of defects that occur and are reported in a documented, verifiable form if and to the extent that the contractual or ordinary use is impaired.
II.	If the defect cannot be remedied within a reasonable period of time, you are entitled, in accordance with the statutory provisions, to withdraw from the contract or at your discretion to reduce the purchase price and to demand compensation for damages or expenses. The defect can also be remedied by handing over a new version of the program or a work-around. If the defect does not or only insignificantly affect the functionality, Ashampoo may, to the exclusion of further claims for defects, remedy the defect by providing a new version or an update as part of its version and update planning.
III.	Ashampoo’s obligation contained in section 6.1. does not apply if and to the extent that the reported error is due to changes or additions to the LICENSED SOFTWARE or its improper handling or installation by you and/or your custumers or third parties.

7.	Liability
I.	With the exception of liability under the German Product Liability Act (“Produkthaftungsgesetz”) and on the grounds of injury to life, body or health, Ashampoo’s liability is limited or excluded as defined below.
II.	In case of negligence, Ashampoo’s liability is limited to the compensation of the typical foreseeable damage. However, in the event of slight negligence, Ashampoo shall only be liable if an obligation is breached, whose fulfilment is a prerequisite for enabling the proper execution of the contract in the first place and, in particular taking into account the interests of both parties in the contract territory, on whose compliance you can trust.

8.	Final provisions
I.	The law of the Federal Republic of Germany applies to contracts between the provider and the customers, to the exclusion of the UN Convention on Contracts for the International Sale of Goods. The statutory provisions on the restriction of the choice of law and the applicability of mandatory regulations, in particular in the state in which the customer has his habitual residence as a consumer, remain unaffected.
II.	If the costumer is a merchant, a legal entity under public law or a special fund under public law, the place of jurisdiction for all disputes arising from contractual relationships between the customer and the provider is the provider’s registered office.
III.	Even in case of legal ineffectiveness of individual points, the contract remains binding in its other parts. Instead of the ineffective points, the statutory provisions, if any, apply. However, to the extent that this would constitute an unreasonable hardship for one of the parties, the contract becomes ineffective in its entirety.</EULA>
    </Permissions>
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        <Affiliates_FORM>Y</Affiliates_FORM>
        <Affiliates_VERSION>1.4</Affiliates_VERSION>
        <Affiliates_URL>http://pad.asp-software.org/extensions/Affiliates.htm</Affiliates_URL>
        <Affiliates_Information_Page/>
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        <Affiliates_CommissionJunction_Order_Page/>
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        <Affiliates_Regnow_Order_Page></Affiliates_Regnow_Order_Page>
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        <Affiliates_Regnow_Product_ID></Affiliates_Regnow_Product_ID>
        <Affiliates_Regnow_Maximum_Commission_Rate/>
        <Affiliates_Regsoft_Order_Page/>
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        <Affiliates_ShareIt_Order_Page/>
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        <Affiliates_V-Share_Order_Page/>
        <Affiliates_V-Share_Vendor_ID/>
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        <Affiliates_VFree_Order_Page/>
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        <Affiliates_Yaskifo_Order_Page/>
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    <ASP>
        <ASP_FORM>Y</ASP_FORM>
        <ASP_Member>Y</ASP_Member>
        <ASP_Member_Number>04142</ASP_Member_Number>
    </ASP>
    <NewsFeed>
        <NewsFeed_Feed_URL/>
        <NewsFeed_Type/>
        <NewsFeed_Title/>
        <NewsFeed_Keywords/>
        <NewsFeed_Description_70/>
        <NewsFeed_Description_250/>
    </NewsFeed>
    <Press_Release>
                    <Keywords>financial assistant, household budget, financial management, Ashampoo Money Pro, achieve savings goals, account movements overview, financial analysis, budget management, income and expenses, fixed costs management, graphical financial representation, financial check, Excel import export, bank data security standards, annual financial comparison, discover savings potential, variable and fixed costs, European banks, transaction analysis</Keywords>
                            <Headline>Your personal finance assistant</Headline>
                            <Summary></Summary>
                        <Related_URL/>
    </Press_Release>
</XML_DIZ_INFO>
